BB&T overdraft fees for pending charges that have already reflected in my balance Nationwide

 I see, you don't keep written records, do you? You don't keep a check register, nor do you ever balance your account, do you? If you MANAGED your account like this you would never have any OD fees because you would account for each and every debit and keep an on-going running balance so that at ANY time you would know how much you have. YOU overdrafted the account because when the money was taken out of your account, it wasn't there because other debits came thru first! No mystery here. You like thousands of others come here to whine and wail at the big bad banks all because you never keep written records...and no, I don't work for them.