Complaint Review: BB&T
- Category: Banks
One of the biggest mistakes I have ever made.
They lace their system with ways of collecting sevice chages after sevice charges! This to the tune of $34 a shot. Rarely will there just be one charge on an occurance.
They now have a system where they will allow charges to take place on your debit card when funds arent available. Now, this wasnt the case when I first opened my account, and it shouldnt be now. They also will charge you $11 per month service charge, and if it over draws you.... guess what!!! Right at least another $34.
Now this isnt all. I had a fraudulent charge of $390 made against my bankcard from a online employer. As a result, I had several outstanding checks come through as a overdraft! By the way, understand this. I didnt have the $390 in the bank to pay these theives. They tried to get almost $2000 the first try, and from that point, they just kept entering in amounts until something went though. Why would BB&T let this happen??? Well, I know, do you??? The bank did call me immediately to inform me this transaction, for that I am grateful.
As a result an investigation did prove this was a fraudulent action, and I had the $390 deposited into my account. Great again, but BB&T refuses to take off their overdraft charges of almost $300 as a result of this action. UNBELIEVALE!(or is it?)
To say the least, if I dont somehow come up with almost $300 in a week they are going to close my account. Now, since I am looking for additional work and only have a part-time job at this time. How am I going to come up with hundreds of dollars for these crooks?
The economy where I live has a umemployment rate of 14% I have lived here now for 3 yrs and have constantly struggled to work whatever I can come up with to survive.
That is not the point for this entry though.
I regret the day I ever opened an account with this bank and I want to warn others before they do also.
Be assured, as I said I have banked for many yrs. and I have no record of bounced checks and such until the "mighty BB&T"
I will have to pay this folks so I can open another account elsewhere, so I have no choice but to come up with something.
This report was posted on Ripoff Report on 08/12/2005 10:19 AM and is a permanent record located here: http://www.ripoffreport.com/reports/bbt/statewide-virginia/bbt-ripoff-run-from-bbt-statewide-virginia-153445. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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