• Report: #385328
Complaint Review:

Beneficial - HSBC

  • Submitted: Mon, October 27, 2008
  • Updated: Mon, October 27, 2008

  • Reported By:hatboro Pennsylvania
Beneficial - HSBC
409 W. County Line Ave Hatboro, Pennsylvania U.S.A.
  • Phone: 215-443-9902
  • Web:
  • Category: Loans

Beneficial - HSBC Deceptive Tactics and Predatory Lending Practices. Hatboro Pennsylvania

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I admit, I'm the fool, I fell for it and now I'm paying the high price of 25% interest rate. I got a check for $3000 dollars for an unsecured personal loan. I threw it out. I kept receiving the same offer for about 6 months. I needed to help out a family member, so I finally bit. I went to the local office to fill out paperwork and low and behold they would increase my credit available to $10000 but my finance rate would be reduced to 7.9% after a year of on time payments. I paid off a 14% credit card believing I'd be paying only 7.9%. It's been a year and a half. I have automatic payments, so they are always ontime. They will not lower my rate and said they never said that they would. I am now into them for over $14000 because of the ridiculous method of APR. How do they sleep at night. To add insult to injury, the also charge me an annual fee of $49. Rude when you call them and flat out liars and cheats. Bookies and laonsharks treat you better.

hatboro, Pennsylvania

This report was posted on Ripoff Report on 10/27/2008 01:52 PM and is a permanent record located here: http://www.ripoffreport.com/reports/beneficial-hsbc/hatboro-pennsylvania-19040/beneficial-hsbc-deceptive-tactics-and-predatory-lending-practices-hatboro-pennsylvania-385328. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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