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Report: #177326

Complaint Review: Benefits First, First National Benefits - Champlain New York

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  • Reported By: Pottstown Pennsylvania
  • Author Confirmed What's this?
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  • Benefits First, First National Benefits 1320 Sate Road 9 Champlain, New York U.S.A.

Benefits First, First National Benefits Ripoff Took $399 out of my checking account without my consent or knowledge for a healthcare package discount, insurance Champlain New York *EDitor's Suggestions on how to get your money back into your bank account!

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They told me I had applied online for health insurance (which I did, but it was many months ago and I had since gotten an HMO) and they were offering me a package to look at with very low cost prescriptions and Dr visits, etc. I told them I didn't need insurance. they said it wasn't insurance, it was a "discount package". I said i wasn't interested. They told me that just forlooking at their proposed package in the mail I would get a free $500 shopping spree from a catalog company with no obligation to buy anything or sign up for the catalog company or the healthcare discount program. So I agreed.

Then he asked me for my bank account information. I asked why. he said they need to charge a dollar to it to be sure it exists, much like gas stations do before they let you pump gas, and they would put the dollar right back in. I asked why I needed a bank account and they said the catalog company is a credit card compnay. They have a catalog and their own credit card and you can only buy stuff out of the catalog with their credit card. It helps people rebuild their credit score he said. I told him I wasn't interested. He said I would get the $500 shopping spree but I was under no obligation to get the credit card. He also said when the discount healthcare package arrived I could just throw it away, the same with the catalog, but if I signed up and used the helthcare plan then my checking account would be charged $399.

A month later I am getting BANK NOTICES that I'm overdrawn and bouncing checks. I knew I couldn't possibly be doing that but it was there on the statment. So I called up and got my last 10 transactions and there was $399 missing.... withdrawn by BENEFITS FIRST.

I called the phone number that was on the back of the computer drawn up check that they sached. It was a third party company that only deals with customer service and they couldn't help me.

I filed fraud reports with my bank and I just got the call theat they can't help me because I willingly gave them my checking account number.

I don't have the kind of money to file a civil suit, but if anyone wants to start A CLASS ACTION SUIT, please contact me. Or post here.

Alycia
Pottstown, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 02/21/2006 11:48 AM and is a permanent record located here: https://www.ripoffreport.com/reports/benefits-first-first-national-benefits/champlain-new-york-12919/benefits-first-first-national-benefits-ripoff-took-399-out-of-my-checking-account-withou-177326. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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