• Report: #1151565
Complaint Review:


  • Submitted: Mon, June 02, 2014
  • Updated: Mon, June 02, 2014

  • Reported By: Karen — Diamond Bar California
Internet USA

Bestchoice123.com Overcharged $600 month to defer payment instead of withdrawing balance due  Internet

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This company charges half of the loan balance per month to extend the payoff date. They charged me over $600 dollars per month on a $1100 dollar loan, reducing the balance by only $40 a month, while interest charges were added to increase the balance due. By contract, they were to withdraw the outstanding balance on the first payment. Every time I tried to arrange a payoff, they told me I was calling past the due date and they had no choice except to charge me $300 every two weeks to extend the due date. I never requested an extension. 


This is a loan that is almost impossible to pay off. I spoke with a "supervisor" named Sharon, who laughed at me and stated that their company was not bound to observe any laws or regulations in California, even though they do business in this state.

This report was posted on Ripoff Report on 06/02/2014 03:08 PM and is a permanent record located here: http://www.ripoffreport.com/reports/bestchoice123com/internet/bestchoice123com-overcharged-600-month-to-defer-payment-instead-of-withdrawing-balance-1151565. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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