It appears that this company has screwing hard working people out of their hard earned money down to a T. so here is some information that hopefully will help some of you out.
First, if you are in day 1 or 2 of meeting with a salesman and want to cancel you need to type up a letter addressing it to the company. read your paperwork, it is clearly printed in there where to send the cancellation letter to. I met with the salesman on a Sunday, tried calling finance on Monday, and again Tuesday. Was told the typical "I am not authorized to handle your cancellation but I will have the person who is call you back" This is where they get you. Ignore what they say type up your letter and get your happy rear to the post office by the end of day 2. pay the 16.00 to overnight the letter to the address in the paperwork where it says to send it. some have said they sent the letter to the companys home office in GA. Doing that can screw you in the end as the paperwork you signed clearly states the procedure. With that said, now that you have sent the letter overnight you can track it through the usps website and you can also get signature verification. Print this information out and keep for your records. **you can also do this on day 3 as long as it is postmarked within the 3 days** and yes every state in the US has the 3 BUSINESS days (if you agree to get a pool on Friday you by law have until that following Wednesday to get it cancelled) contract cancellation policy.
Second, place a stop payment on your check. The stop payment is good for 6 months. Your bank will ask the reason (I think this gets sent to the company along with the returned check) you simply tell your bank that it is because you have cancelled your contract within the 3 day alloted time.
Total cost for cancellation... around $40
Money saved in the long term (including Interest) aprox $30,000 The ripple effect this would have on the company if everyone was able to do this PRICELESS