Report: #920104

Complaint Review: Brookshires

  • Submitted: Tue, July 31, 2012
  • Updated: Tue, July 31, 2012
  • Reported By: jamesb — Brownwood Texas United States of America
  • Brookshires
    1400 Austin ave
    Brownwood, Texas
    United States of America

Brookshires Try and charge you a fee if you use ur over draft protection Brownwood , Texas

*Consumer Comment: Ashley is Correct

*Consumer Comment: Ripoff??

*Consumer Comment: Store?

Show customers why they should trust your business over your competitors...

If you go in this store and debit food and you dip into you'r over draft protection they will try to charge you a 30.00 nsf fee when my bank clearly shows they got there money biggest scam store in Texas
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This report was posted on Ripoff Report on 07/31/2012 05:05 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Ashley is Correct

AUTHOR: IceAngel - (USA)

Ashley is correct in that it's the bank charging the 30.00 NSF.  Call the bank or check your statement from the bank and you will see that. 

The Overdraft protection is there so that the business will be paid and you won't be charged a nsf from the business.  Basically the "overdraft" money is the banks and you will have to pay it back as well.

To simplify it..

You owe business.... 50.00       You only have 35.00 in account. The overdraft pays that 15.00.

Now you are in deficit... 15.00 plus 30.00 NSF.   You have to pay both amts to the bank.

The protection is there so you won't pay extra fees to the store in return check charges or if you use your debit you will still get your goods.

It's not a free money service. 

I know this because my Mom got into a mess with it.  She didn't know it worked that way.

She had 500.00 overdraft protection. One month she "bounced" a was paid but they took  25.00 NSF(back then it was cheaper). The check was for 130.00.  So out of her 500. overdraft amt..they took the 130.00. Plus the 25.00.  When her checks came in they automatically took out the 155.00 which put the overdraft back up to the 500.00 amt but left her short to pay she had to use that overdraft to pay a bill. It was an cycle that she was stuck in.  I helped pay a bill for her to get her out of that cycle. 

The overdraft is a good thing to have,but you still have to pay it back.

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#2 Consumer Comment


AUTHOR: The Outlaw Josey Wales - (United States of America)

 Only ripoff here is another poor excuse of a rebutts from ashlee
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#3 Consumer Comment


AUTHOR: Ashley - (U.S.A.)

The store isnt charging you an NSF fee. Your bank is charging you an NSF fee. Anytime you "dip" in to your overdraft protection your bank will charge you an NSF fee. if you look at the paperwork from your bank its all detailed there.

No ripoff here, this store did nothing wrong.
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