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Report: #259372

Complaint Review: Capital One - Salt Lake City Utah

  • Submitted:
  • Updated:
  • Reported By: Winston Oregon
  • Author Confirmed What's this?
  • Why?
  • Capital One P O Box 30285 Salt Lake City, Utah U.S.A.

Capital One PAID ACCOUNT, still showing on my credit, turned me over to NCO for collections Salt Lake City Utah

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I had a Capital One Mastecard and I missed a payment and they charged me late fees, finance charges and closed my account.

After my account was closed I was called by Plains Commerce Bank and offered a new credit card with a transfer of the Capital One account balance.

I paid the account off in full to Plains Commerce Bank and now Capital One has turned me over to NCO collections for a balance of $1600.

This was originally a credit card with a $300 limit. I ended up paying $800 to pay in full but Capital One still says I owe them.

I contacted them and sent them a copy of the payment and all the information and they still refuse to make it right. They sent me a letter stating that my payment for $236 was credited to my account on "September 10, 2007". Not only is the amount wrong but I recieved this letter on June 22, 2007. We have not even got to Septemer 10th yet!

Leaves me wondering "What's in their wallet"
This is on a credit card that was closed in 2001.

Pamela
Winston, Oregon
U.S.A.

This report was posted on Ripoff Report on 07/07/2007 07:08 PM and is a permanent record located here: https://www.ripoffreport.com/reports/capital-one/salt-lake-city-utah-84130-0285/capital-one-paid-account-still-showing-on-my-credit-turned-me-over-to-nco-for-collection-259372. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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