Report: #1064275

Complaint Review: car pros kia tacoma

  • Submitted: Wed, July 03, 2013
  • Updated: Wed, July 03, 2013
  • Reported By: Alex — federal way Washington
  • car pros kia tacoma
    7230 S Tacoma Way Tacoma, WA 98409
    tacoma, Washington

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i was sold a car and signed all of the paperwork and the payments were setup i had traded my car and paid them $1000.0 cash and switched my car insurance and paid extra $300.0 for six months. and month after all done they call me wanting $3000.0 to keep the car or they will take that car back. and they have sold my trade already and that leaves me with no way to get around. sales man name bobby is the one you don't want to work with hell the whole company is a scam. please stay away from these people they will ruin you're life.

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This report was posted on Ripoff Report on 07/03/2013 04:46 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

thanks for the info

AUTHOR: Alex - ()

and no my trade in was paid off and i will post there pic soon i'll be going back there after the 4th

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#2 Consumer Comment

It is illegal for them to sell your trade if they have not gotten you approved on the car that you try to buy from there

AUTHOR: Auto dealer fraud Investigator - ()

Let's get an understanding here and NOW. Alex  When you trade your car in to the dealership plus $1000 down payment and  the dealership got you to sign everything to buy the new car. You were led to believe that you were approved.  You did not state whether the car that you traded in had loan on it   It is illegal for that dealership to sell the car that you traded in untill  a Bank approved the loan On the car that you bought.

What is the interest rate on the contract that you signed ?  The contract that you signed does it tell you what bank that you were going to be making your payments to ? I'm sure that that contract does not reveal the name of the bank that you were going to be making your payments to.  They might of been doing what's called shopping the deal. Say  the interest on the contract that you signed has  a interest rate of 15%.  That is what you would agreed to.  Then the dealerships can take the deal and ship it to as many lenders as they can possibly find Trying to get the bank to give the lowest interest rate

Let's save the bank offers the dealership 9% interest. And you contracted at 15%.  The difference goes to the dealer. The dealer will not pass on the 9% to you. I'm sure in the fine print of the contract that you agree to that there is something that says that if the dealership is unable to get you financing you have to bring the car back.  But nowhere in the contract does it say that they will give you your trade in. it's illegal for them to sell it if they can't get you financing. If I were you, I wouldn't give the new car up. I would hide it and tell them that they get that car back when you get your trade in  back.

If the dealership can't get financing and they want to unwind the deal then let's bring it back to the very beginning and  you get your car back.  It sounds to me like somebody in the finance department is trying to find out if they can get you to put more money down And restructure the deal where it's more profitable for them.  A lot of dealerships do this to put fear in you because they Want you to feel that you're not going to have a car at all.

I wish our government would pass some LAWS  that no dealership can sell your car and let you drive it unless financing has been approved and there's a stamp on it showing that the deal IS APPROVED ! There should be some kind of guarantee that the dealerships getting people approved before they roll the car. 

The problem is too many consumers think that they're approved after they sign all the paperwork but that's not always the case.  A dealership can play games with you but you can't play games with them. Bottom-line it is illegal for them to sell your trade-in unless they got your deal completely approved.  If I were you I would refuse to give that car back to them until they drive you want to trade in to your house and give you the keys and the title and ALL OF YOUR DOWN PAYMENT back in CASH !

Alex you need to demand that you get all of your money back and get your trade in back before they get their car back. Do not relinquish that car untill you get what you gave them back first otherwise they still control you.

I am very sure that you pulled out the credit report on yourself you would see a long list of lenders that they submitted your credit information to trying to get you approved.  It's called taking a shot gun to a customers  credit report.  I am very surprised that you did not post a PICTURE OF THE DEALERSHIP

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#3 Consumer Comment

"Spot delivery" scam...

AUTHOR: Starvros - ()

Many dealerssips pull this. I would check the laws in you state and research it a bit before giving them a dime more or returing the vehicle. You can read some about it here (copy and paste into browser) [].


Here is an excerpt from the writeup but there is plenty more info...

What to do if your dealer tries to pull the spot delivery scam

Don't panic, don't rush over to the dealership, and don't pay a dime more than what you originally agreed to.

Laws vary from state to state, but generally speaking, you either bought the car or you didn't. If you did buy the car -- you have a signed, legally-binding contract and the car is registered and insured in your name -- then the dealer must honor its terms. If you did not buy the car -- a true spot delivery without approved financing or transfer of ownership -- you can return if for a refund of your deposit and a return of your trade-in. It doesn't matter if you've been driving the new car; the dealer essentially loaned it to you, and that's his problem.

Step one: Get legal advice

Call a lawyer right away, preferably one who specializes in dealership law. Make two copies of allthe paperwork relating to the sale (including the registration) and send one copy to your attorney. He/She will be able to tell you if you have a legally binding contract; if so, he/she can call the dealership on your behalf and tell them to buzz off.

Don't be put off by the potential cost of a lawyer. Many will provide a free initial consultation, and may even offer to look over your paperwork. A call or letter to your dealership from a lawyer will usually put a quick end to the scam and save you hours of time and aggravation. And in some cases, you may be entitled to collect legal fees and punitive damages. If you don't want to call a lawyer, your state Attorney General's office may be able to provide you with guidelines outlining your legal rights.

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