Carnival Foods Ohio & Telecheck Carnival Foods Ohio overcharged me, I disputed it, and their service provider, Telecheck sought to destroy my credit Lancaster, Zanesville, and Heath Ohio

I have been shopping at Carnival Food in heath since they forst opened nearly 20 years ago. I know where everything is and must like going there because I'm a frequent customer, and have written them a lot of checks.  My current check number is over 17,000 and my credit score is 790 out of a possible.

When balancing my checkbook, I noticed a check to Carnival cleared my account for exactly twice the amount I wrote it for. I knew this had to be Carnivals mistake. I pointed it out to my bank, and they suggested I could dispute the charge. I thought this would open a dialogue, like disputing a credit card charge.

Several weeks later, stores all over town were refusing my checks. When Carnival refused my check, their cash register gave me a slip of paper with Telecheck phone number. I called Telecheck, but could not speak to a live person. Telechecks recorded message stated that I was determined to be a statistical risk. Since I could not speak to anyone at telecheck, I went to their website, and requested my file and sent them a replacment check for the original amount in my checkbook.

I asked Carnival to please look up this disputed transaction, and they told me it would be better if I had my bank fax a request for this check/transaction, so I did that the day before I left for a 2 1/2 week vacation, expecting the problem to be solved by the time I returned home.

When I returned, my bank had not heard from Carnival, and I had a collection notice from telecheck for two times the original amount, plus a $30 fee. I called Carnival and they said the request from the bank had been ignored since it asked for a check, and since they hand the checks back, they didn't have the check.

All along Carnival said I should have come to them first I would not have had these problems, but found a great deal of reluctance on their part to look up the disputed transaction. They asked if the charge appeared twice in my checking account, and since it did not Carnival felt my hand written amount in my checkbook did not constitute proof.

Two days after Carnival started looking for the disputed transaction, they found it. I had been charged twice for the same prescription in their pharmacy. They asked if I got it filled twice. I told them I would not have written down the amount in my check book if I had and I doubted that would even be legal.

Carnival paid the creditors/collection agency used by Telecheck, and admited theur fault, but still refused to accept my checks until Telechecks system had cleared me, which was suposed to take a week. Ten days later Carnival is still refusing my checks.

Carnival apologized for my situation, but distanced itself from Telecheck, as if Telecheck doesn't work for them. Telecheck has shared bad information about me all over town, and stores that don't even use Telecheck, like Walmart, and still treating my checks differently.