Cash Advance USA Ken Collins scammers Internet

On Friday 1/24/2012 I had a message left on my voicemail from a Ken Collins.  He explained that it was very important that I called him back.  I immediately called him back and as he spoke it was with a strong accent and he mumbled off the name of the law firm that he was representing and then told me not to interrupt.  He then proceeded to tell me that I was being charged with 3 counts.  Count 1 violation of bank regulations, Count 2 Check Fraud, and Count 3 Theft By Deception.  He then said that I had taken out a loan from them and never paid it back.  When I asked when the loan was taken out he could only tell me sometime before December 2011.  I told him he was wrong that I don't deal with internet loans.  He then proceeded to tell me that anymore information I needed I could go down to my local police station on Tuesday 1/31/2012 after 2 pm eastern standard time and get the info.  He then asked why would I take out a loan and not pay it back and I told him that I was financially stable to not have to do those kinds of things.  He then got more angrier with me as I talked and wouldn't tell me no more.  I hung up.  I then called back and asked them for my personal information if I so called did this loan and he hung up on me.  I called back again and he asked me if I wanted to take care of this and I said sure.  How much?  He said the loan was for $300 and I would have to pay a total of $699.99 and I could make payment at the Courthouse of Los Angeles.  I laughed and told him that I didn't live in LA and he said that if I wanted to make the payment that is where I needed to go.  I hung up and called my local police who then in turn told me that these people are scammers and not to pay NOTHING.  I also gave the Investigators the phone number and the name of the person who called me.  Apparently this is not illegal to call someone and tell them that they owe you money.  If you are dumb enough to pay them then that is your fault.  But checking into this I also found out that they also deal with US Fast Cash as well.