CBT Direct I have been contacted by them for several years wanting me to register for e-learning to get the A+ Certification. After purchasing a computer with a Microsoft Vista Operating System they again calle Clearwater, Florida

I have been interested in learning about computers for some time because I wanted to open the door to new employment opportunities by getting the right credentials.  This is what prompted me to take an e-learning course or courses to receive the right credentials.  I had been getting calls from CBT Direct for a couple of years before I enrolled in one of their courses and the person I talked to suggested I start with A+, but at that time I didn't have a compurter.  So when I got a desktop computer, I received another unsolicited call from them and they convinced me that I should go ahead and take the A+ course which would only cost $1000.  So I went in debt and financed it with Care Credit and GE Money Bank where I would make payments until the debt was paid.  So I started on the first part of the A+ course and finally felt confident enough to sign and take the first of two tests to received the certification.  However, I failed my first attempt to pass the timed exam.  I called CBT expressing my frustration about having studied for a year and not able to pass.  They called me back and offered me access to  their complete library in order to continue my studies so I could complete my goal of receiving the A+ certification.  They offered me the whole package for only $600 and I reluctantly accepted by putting myself in debt again,but I had to finance it with a credit card.  I decided to put it on my Chase Visa Bank Card.  I was never aware that this might be some kind of scam or deception of any kind or I would never have enrolled to begin with.