After receiving an offer in the mail of $6500 guaranteed approval, I called to see what it was all about... After talking to a girl named sharee who seemed so eager to get me started and told me it would build my credit (which I needed)... I went for it and gave her all my banking information... But afterwards, I thought I would see what all they had online, but to my surprise they have no known web sites at all... After calling the next day to see why not i was first hung up on and finally after re calling and being put on hold was put through to the operator who told me the internet wasnt how they wanted to handle thier customers because they like building relationships with their customers one on one... But after reading all of the reports on the internet (none being good for the company) I decided to cancell well the guy kept telling me I could just wait out my 15 day trail and after reviewing catalogs I could the cancell if I wished, but when I told him the when activating the card the girl told me I had three days to cancell before my checking account would be charged... His reply "she was lying to you"... No why would an employee lie about that? I told him after careful consideration I decided I really didnt want the card and just wanted to cancell... He then said he would knock the membership fee from $199to 139 then to 119 and finally free with 400 dollars worth of vouchers if I didnt cancell. Well it just seemed all to weird for someone to go through all of that just to keep a membership.... Well after listening to an agonizing speech from the man he finally put me on with his supervisor who then repeated him and offered another 200 in vouchers if i stayed on the membership and finally they cancelled it...
If you get one of these offers don't take it...
1) they do not have a physical address p.o. box only
2) you have to activate the card before you ever get to speak to an actual person
3) No internet site
4)you have to activate the card before you can even look at a catalog seeing what they have to offer
All in all this is a scam dont be lured in...