Report: #146993

Complaint Review: CCA, THE FIRST NATIONAL MERCHANT CARD

  • Submitted: Tue, June 21, 2005
  • Updated: Tue, June 21, 2005
  • Reported By: San Jose California
  • CCA, THE FIRST NATIONAL MERCHANT CARD
    PO Box 46101
    Las Vegas, Nevada
    U.S.A.

CCA, THE FIRST NATIONAL MERCHANT CARD Blatant attempt to blind the greedy with small print and "free" money. Shameful! Las Vegas Nevada

Show customers why they should trust your business over your competitors...

If I'd gotten this at home, I might have given it more credence. Lucky for me, it showed up at my office, where I certainly shouldn't be getting credit card offers (especially unsolicited ones!). I was initially confused, as it appears to be a regular ol' credit card from First National Bank. Upon further investigation, this is a scam.

The fine print (and there's plenty of it) mentions things like "one time activation fee of $199.99", "annual fee of $198 for the first year and $99 thereafter", "$15 late payment fee", "$20 returned check fee", "$29.99 rush processing fee" and (my personal fave) "If you decide not to keep the benefits past the 30 day free trial, notify us in writing within the 30 days. If you decide not to keep them annually thereafter, notify us in writing at least 3 business days before we charge them. If you don't notify us, we'll automatically charge a fee of $99.99 for each great benefit to your Merchantcard on your first month bill and annually thereafter".

Sorry for the long quote, but I wanted to give you a real taste of this garbage. Appparently, if you call the 1-800 number, they'll ask you to agree to a couple of things and then tell you you're going to get billed $299 in the next billing cycle.

Bottom line: If you see anything like this in your mailbox, destroy it immediately and warn your friends. Honestly, I'm not even sure what this "credit card" is supposed to be good for!

Scott
San Jose, California
U.S.A.
Is this Ripoff Report About you?
Ripoff Report A business' first line of defense on the Internet.
If your business is willing to make a commitment to customer satisfaction Click here now..

Does your business have a bad reputation? Fix it the right way. Corporate Advocacy Program™

Set the record straight: Arbitration Program

SEO Reputation Management at its best!

This report was posted on Ripoff Report on 06/21/2005 04:09 PM and is a permanent record located here: http://www.ripoffreport.com/reports/cca-the-first-national-merchant-card/las-vegas-nevada-89114/cca-the-first-national-merchant-card-blatant-attempt-to-blind-the-greedy-with-small-print-146993. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!
Ripoff Report Recommends
ZipBooks Accounting Software

Advertisers above have met our
strict standards for business conduct.