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Report: #87148

Complaint Review: Charter One Bank - Melville New York

  • Submitted:
  • Updated:
  • Reported By: East Aurora New York
  • Author Confirmed What's this?
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  • Charter One Bank Melville, New York U.S.A.

Charter One Bank ripoff free checking that lets checks go through with no money in the account Melville New York

*Consumer Comment: Charter One read the fine print or suffer the consequences

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My fianc and I signed up for the free checking account through charter one bank and it never turned out to be free checking. It is as we have heard fee checking. After a couple months of doing good with the account the bank caused an overdraft in my account, after forcing me to pay for a canceled check fee when we had free canceled check return. we also recieved a letter from them stating that my supposed frees that were free were going to be adjusted.

They started letting checks clear when there was absolutley no money in the account. And charged me nsf fees and an overdraft fee that recharged every five days. They also sent my name to there attorneys to have them collect the money from me. They aslo make people pay it off more than once. They also have a proven track record of making it so people cannot get a bank account for 15 years. My fianc and I are not happy.

Frank
East Aurora, New York
U.S.A.

This report was posted on Ripoff Report on 04/08/2004 09:39 PM and is a permanent record located here: https://www.ripoffreport.com/reports/charter-one-bank/melville-new-york/charter-one-bank-ripoff-free-checking-that-lets-checks-go-through-with-no-money-in-the-acc-87148. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Charter One read the fine print or suffer the consequences

AUTHOR: Diane - (U.S.A.)

POSTED: Monday, April 12, 2004

To Frank in East Aurora Hi I am from Buffalo and they tried this with me. You have to fight contact the OCC and the FDIC, and the State Attorney General of NY Eliot Spitzer, they most definitely can help.

Tutrns out Charter One is a federal bank and the NY state Banking Commission has no jurisdiction.

But comsumer fraud and abuse is real and Mr. Spitzer our AG is interested.

Also, just love a company that no where can you find and email address to log a complaint, have to do it in person at a branch. Guess Charter One thinks they are too big to play by the rules.

I won and closed my account, you can too start filing complaints.

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