CHASE BANK - BANK ONE Unfair Rate Jacking By Chase Bank & Change Due Dates ripoff Wilmington Delaware

you guys can, or could, afford to carry credit card balances. Some folks with substantial CC balancees are getting hit with 25% to 30% interest and they could be in real pain.

Us carry credit card balances? No way. We never could 'afford' it. And, I guess, we have had no need to.... MBNA raised us to 26% or something on our CC, but it is all irrelevant because I always pay the account balance off every month anyway.

Those 'special checks' they send go into the shredder, and I have wondered if I should provide the shreds to the birds for their nests.

Our credit score? I have no idea. But we don't need credit from anyone, anyway. But I notice that the banks' employees where we have accounts are really, really nice to us...

you guys can, or could, afford to carry credit card balances. Some folks with substantial CC balancees are getting hit with 25% to 30% interest and they could be in real pain.

Us carry credit card balances? No way. We never could 'afford' it. And, I guess, we have had no need to.... MBNA raised us to 26% or something on our CC, but it is all irrelevant because I always pay the account balance off every month anyway.

Those 'special checks' they send go into the shredder, and I have wondered if I should provide the shreds to the birds for their nests.

Our credit score? I have no idea. But we don't need credit from anyone, anyway. But I notice that the banks' employees where we have accounts are really, really nice to us...

you guys can, or could, afford to carry credit card balances. Some folks with substantial CC balancees are getting hit with 25% to 30% interest and they could be in real pain.

Us carry credit card balances? No way. We never could 'afford' it. And, I guess, we have had no need to.... MBNA raised us to 26% or something on our CC, but it is all irrelevant because I always pay the account balance off every month anyway.

Those 'special checks' they send go into the shredder, and I have wondered if I should provide the shreds to the birds for their nests.

Our credit score? I have no idea. But we don't need credit from anyone, anyway. But I notice that the banks' employees where we have accounts are really, really nice to us...

I also had a normal credit score of about 675, never late. Got the default rate, and have taken apparantly the same route as yourself. I suggest everyone do the same..

Get too greedy, get nothing.

Joe,

Not just Chase, although I had 4 different accounts with them, I had many others too.

They all did it simultaneously to me, and I had perfect credit for 14 years with a 735 credit score.

I took the other route after trying several times to fix it.

I walked away and became invisible. Chase alone ate more than $28k. It is past SOL now and cannot be collected, and I have rebuilt lots of good credit. My score went down to a 385 and is now up to 605 as of 2 months ago.

They made their own bed. Greed and Arrogance is a bad combination!

If, indeed, you read your cardmember agreement, you would realize that NO terms are static in it, and for ANY reason WHATSOEVER the terms on a credit card account can change.

And don't feed me the "who reads those, anyways?" argument: you should know and understand every single contract your name is signed or agreed to: these are legally binding contracts, and you should beware when dealing with credit of an unsecured nature.

If you were capable of understanding exactly what they made their decision on, you would understand they simply made a business decision. You are a risk: you have high balances, you are late on other accounts, overlimit, heck, if they think you are a terrorist or a risk in any way, THEY CAN DO WHAT THEY WANT. They are reasonable to a degree, but they have to maintain viability for us stockholders: I'm sure you understand.

but hey, that's why all of us revolve credit, anyways.