Report: #703000

Complaint Review: Chase Bank

  • Submitted: Sat, March 05, 2011
  • Updated: Sat, March 05, 2011
  • Reported By: Cheated by Chase — la mesa California United States of America
  • Chase Bank
    8850 Navajo road
    Internet
    United States of America

Chase Bank LOAN RIP OFF, Internet

Show customers why they should trust your business over your competitors...

DONT DO IT!! We were offered  and excepted a rate reduction for our loan on a property in Texas. After agreeing to a rate reduction and a good faith offer we paid an application fee of $395.00 and a closing fee of about $450.00 after the the loan was approved.  We signed all the closing docs with a Notary and had a date to start the new loan a month later. Then all hell broke loose. To make a long story short our loan officer and Chase bank in San Diego were not authorized to make loans for Texas properties. Our officer was still in training and didn't know he couldn't sell a Loan Mod for a Texas Property. 

We did not look for this loan, they called us! They wanted to start all over again with a new higher rate that was not exceptable to us. We said that we weren't interested in a  new rate and wanted a refund. They said they would not refund the App. fee and then charged us $175.00 for the  for the Notary! WTF??? This is their fault and they want me to pay for their mistake!!!! We are going to  be suing in small claims but this is a joke. They won't even return our calls. We have been a Chase customer with no late or missed payments for about 5 years. I will be looking to refi with someone else. Chase is a Rippoff...    Dont say you haven't been warned!!!
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This report was posted on Ripoff Report on 03/05/2011 09:32 AM and is a permanent record located here: http://www.ripoffreport.com/reports/chase-bank/internet/chase-bank-loan-rip-off-internet-703000. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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