I'm J.C Carillo Southern Ca, I called Chase Bank in early 2009 before I ever missed a payment asking them for help because i could not afford the payment any more. They told me I could not get help until I missed at least two payments. I later missed payments not un purpose but because I just ran out of reserves. After I called Chase to get the help since now I was late, they said I needed to make the full payment or get a new loan. Like every one else I was underwater and could not get a new loan because now my credit was ruined because of the missed payments. I hired several companies to help me with a loan modification and nothing ever happened. I recieved a Notice of Sale in 10/2010. Even after I saw negative remarks in the internet about a Non Profit Law Firm called Consumer Protection Assistance Coalition I had them help me see if there was any way they can help me. Consumer Protecion Assistance Coalition advised me for free that I should consider filing a Lawsuit against Chase because CPAC Non Profit Law Clinic detected alot of Law Violatons Chaes commited against me way before i missed my firts payment.
It took along time because of the Court system but CPAC and their staff worked very hard on my case from late 2010 all the way untl they finally recieved a settlement offer from Chase Bank that was better than I ever expected. Consumer Protection Assistance Coalition not only forced Chase to cancel my foreclosure but they also made it so I did not have to give chase the $75k i was behind in paymens and they were able to modify my paymemnts from almost $3000 a month on a variable rate loan to a fixed loan at 4% A.P.R... now I only have to pay a principal and interest payment of $1,026.71 a month. If it was not for Consumer Protection Assistance Coalition and their hard work in my law suit agiant Chase Bank i know I would have lost my home long ago. Chase Bank is getting away with MURDER all over the country. If you have a CHASE home loan and they are trying to take your home visit this web site www.SueChase.org .