Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #289704

Complaint Review: Chase Credit Card - Palatine Illinois

  • Submitted:
  • Updated:
  • Reported By: Burnsville Minnesota
  • Author Confirmed What's this?
  • Why?
  • Chase Credit Card chase.com Palatine, Illinois U.S.A.

Chase Credit Card Slammed with interest charges and late fees for paying early Palatine Illinois

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

I have a Chase credit card that had a 0% introductory rate if payments were made on time. I made each payment on time every month. However, in October the payment was posted to my account ONE day early so it was credited to the previous month. This made the payment late and I was charged interest and a late fee. I will now be charged interest every month due to their insisting I was late, even though I paid it early (by one day).

I have e-mailed and spoken on the phone to customer service reps, and a supervisor. It is like they are reading from a script since they all say the same thing. "It is too bad and I will just be credited for two payments in one month and was late on the subsequent month". They have the ability to push the post date out a day to show the payment on time but refuse so they can now charge interest on the account every month.

I was credited the late payment fee so they do acknowledge the payment was not late, however they refuse to credit the interest and will continue to charge interest on the remaining balance. The 0% introductory rate is a joke. They deliberately play games with due dates and payment post dates so they can say you were late (even when paying on time) and they can then add interest to the account.

Jb
Burnsville, Minnesota
U.S.A.

This report was posted on Ripoff Report on 12/07/2007 12:29 PM and is a permanent record located here: https://www.ripoffreport.com/reports/chase-credit-card/palatine-illinois/chase-credit-card-slammed-with-interest-charges-and-late-fees-for-paying-early-palatine-il-289704. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now