Complaint Review: Chase - JPMorgan - Chase Bank
Chase - JPMorgan - Chase Bank Chase They held the funds from a local company check to generate overdraft fees on my account in the amount of $210.00. The funds were deposited on Friday and were not made available until Tuesday. Rockford, Illinois
*Consumer Comment: You are an unpleasant creature
*Consumer Comment: You are a very special person.
*Consumer Comment: We read a lot of reports like this..
*Consumer Comment: Have To Ask
Funds deposited on Friday were delayed and unavailable until Tuesday. This was a local company check for approximately $4,000. There had been previous deposits on my account from the same company, so there was no need to hold the funds as previous deposits had cleared without issues. They now delay the availability of funds from my payroll checks as well. To insure that I can use my money before a 3 day hold from Chase, I must cash my checks at the banks they are drawn on and deposit cash with Chase. This is consumer fraud and nothing more than an attempt to keep the middle class struggling, to keep the banks fees soaring, and to potentially discredit my name within the community.
I spoke directly with the local branch manager, Rob, and he insisted that this was MY error and in no way an attempt by the bank to capitalize. I strongly disagree with Rob's choice to not refund the $210.00 that Chase Bank stole from my account while hiding behind their "policies and procedures". I understand that poor Rob is trying to climb the banking ladder to nowhere as he sat in his hand me down office, dressed in his local department store dress pants, cheap shoes and lame tie. Good luck, Rob. Hopefully someday you will be able to afford to have your office decorated more tastefully and be able to shop at the finer retail shops. I have a feeling you are headed for failure. Why? Just a hunch...a feeling about you througout our discussion. A going no where wannabe hoping to upgrade to the Audi A10 from his Beemer 335....AS IF! With your style and communication abilities, you'd be better off sitting in a cubicle tearing apart hard drives. No offense to the computer analysts, without you where would guys like Rob be? Do I want my $210 bucks back....sure! But I think it will help Rob out a bit more, so keep it and shove it where the sun don't shine baby! Fool me once, shame on you....fool me twice, shame on me. I imagine that Rob is a bit more familiar with G.W. Bush's quote there.
This report was posted on Ripoff Report on 10/14/2009 07:40 AM and is a permanent record located here: http://www.ripoffreport.com/reports/chase-jpmorgan-chase-bank/rockford-illinois-61108/chase-jpmorgan-chase-bank-chase-they-held-the-funds-from-a-local-company-check-to-gene-508987. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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