Complaint Review: Chase Manhattan - Columbus Ohio
- Chase Manhattan 3415 Vision Drive Columbus, Ohio U.S.A.
- Phone: 800-848.9136
- Web:
- Category: Mortgage Companies
Chase Manhattan Mortgage Company Flood insurance ripoff. Columbus Ohio
*Consumer Comment: Flood Insurance Mistake
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In May 2002 Chase Manhattan informed me that I was required to buy flood insurance because my house was in a Special Flood Hazard Area (SFHA). I complied to avoid adverse action by Chase.
Over the next 18 months, I was able to assemble conclusive proof (obtained from FEMA) that my house was not in a SFHA, and never had been. Chase issued a letter releasing me from the flood insurance requirement; however, this does not change the fact that I paid over $1,000 for two years' flood insurance that I did not want or need.
I wrote Chase and demanded reimbursement; this was ignored as I expected. Thus, I'm still out over $1,000. Short of suing Chase in small claims court, I see no recourse.
I would like to hear from anyone who has sued their mortgage company. I have some concern over possible retaliation by Chase(although I know it is illegal to retaliate for legal action). But I feel I am shirking on an important consumer responsibility by not taking action.
Sam
Delaware, Ohio
U.S.A.
This report was posted on Ripoff Report on 11/20/2003 01:09 PM and is a permanent record located here: https://www.ripoffreport.com/reports/chase-manhattan/columbus-ohio-432196009/chase-manhattan-mortgage-company-flood-insurance-ripoff-columbus-ohio-72562. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Flood Insurance Mistake
AUTHOR: Sandra - (U.S.A.)
SUBMITTED: Thursday, March 02, 2006
The same thing happened to me when FEMA re-mapped in my area, but neglected to include the exceptions, of which my neighborhood is one. Chase added flood insurance to my mortgage.
When I received my letter releasing me from that, it stated that the payments would be CREDITED TO MY ESCROW ACCOUNT, right there, in black and white.
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