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Report: #293124

Complaint Review: Chase - WAMU - Advanta - Internet

  • Submitted:
  • Updated:
  • Reported By: Ludlow Kentucky
  • Author Confirmed What's this?
  • Why?
  • Chase - WAMU - Advanta www.chase.com Internet U.S.A.

Chase - WAMU - Advanta Don't know what I did. Baltimore Maryland Internet

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I am the owner of 2 small businesses. One, operating since 1993, the other since 1995. In 2006 I became a partner in yet a 3rd business. Due to circumstances beyond our control (no really, we were forcibly closed due to new development that eliminated 1/2 of our leased facility) we were forced to vacate. That issue is being addressed through litigation. However, the involvement in that 3rd business caused me to create a heavy load of credit card debt. I pay on time every month ( none late), always more than minimum, pay off large AMEX balances in full each month.

My problem is now 3 credit card companies have raised my rate as high as 35.86%. At the same time, literally the same month, they increased the credit limits on those accounts. I received no written notices, only the increase listed in the APR section of my bill. If I were not the type to scour each bill I would have missed it. I phoned ( all) and was told that due to my use of available credit on all accounts everywhere, they raised the APR.
I do not stand a chance in Haiti of ever getting out from under this. I am cancelling these cards so they do not continue to go higher in the APR.

I cannot for ethical reasons justify filing for bankruptcy. Can credit counselors help? I am drowning with no sight of a life saver.

Helena
Ludlow, Kentucky
U.S.A.

This report was posted on Ripoff Report on 12/19/2007 09:40 PM and is a permanent record located here: https://www.ripoffreport.com/reports/chase-wamu-advanta/internet/chase-wamu-advanta-dont-know-what-i-did-baltimore-maryland-internet-293124. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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