ED Magedson – Founder
CheckCae rSystems Incorporated - Jimmy Lee153 Smithville Church Rd Warner Robins, Georgia USA
CheckCae rSystems Incorporated - Jimmy Lee Violation of Fair Debt Collection Practices Warner Robins Georgia
Jimmy Lee at CheckCare called my mother today and disclosed the name of his business as well as the fact that he was calling because I had bad checks. According to the Fair Debt Collection Act, a collector is not allowed to state the name of their business or the reason for their call to a third party.
In addition, he called her numerous times, which is also a violation of the Fair Debt Collection Act. When she called me to tell me he had called and what he had said, I called him and told him not to contact her again, nor any of my family members. I told him he was in violation of the Fair Debt Collection Act. He proceeded to call me a thief, accuse me of stealing, and threaten arrest, which constitue harassing behavior according to the Fair Debt Collection Act.
He continued to call me after I asked him not to contact me again, which constitues harassment. He stated I was a terrible example to my 12 year old child - he should not know that type of personal information nor demean me in that way during a collections call. In addition, he never stated that the purpose of his call was in attempt to collect a debt (another requirement of the Fair Debt Collection Act).
Further, he never provided proof of the debt he says I owe, not did he provide me with the 30 days required by law for me to dispute or concur with the debt. In short, he is guilty of multiple violations of the Fair Debt Collection Act.
I faxed and sent him a letter detailing each violation, demanded that he not contact me or my family members again, and notifying him that I have filed the two complaints. The consumer agency responsible for assessing collection agencies needs to do an exmaination on this company and shut their doors.
Unbelievable treatment and violation of Federal law...
This report was posted on Ripoff Report on 10/22/2013 04:32 PM and is a permanent record located here: http://www.ripoffreport.com/reports/checkcae-rsystems-incorporated-jimmy-lee/warner-robins-georgia-31088/checkcae-rsystems-incorporated-jimmy-lee-violation-of-fair-debt-collection-practices-wa-1093860. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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