Chex Systems of Woodbury, Minnesota Claimed their report was made from my Coca-Cola Family CU account to secure mortgage for new home. Woodbury, Minnesota

I contracted to have a new home near my son built since my husband's untimely death 1/6/12
with a builder who does business with BB&T for mortgages.  The loan officer "Joe" filed my papers
and accepted the mortgage.  I stayed with a son in Florida until 11/3/12 when I returned to my
newly built home in GA.  I was told Joe would come to my home and explain how I would
need to sign up for a checking account with them in order to initiate "auto pay".  I reluctantly did
this although I have been very happy with Delta Comm. CU.  

I elected to stay with Delta anyway, but on or about 1/28/13 I received a letter from Chex
Systems of Woodbury, MN notifying me that my credit score was something like 5xx and the
information was gathered from my previous credit union which I closed out after my husband's
death so I could start anew and I could not have a BB&T checking account.  I requested a copy
of the report by fax on 1/28/13, and have not heard from them since.

This all seems so bizarre to me.  I am in my new home, making my monthly payments from
my credit union with no problems.