choice one Mortage Michael tunick and bridget melso scamed langhorne, Pennsylvania

I was contacted buy phone buy michael tunick he asked if i would be interested in redoing my Mortage he promised to lower my intresrate from5.5to 2or3%or lower my house payment300$on the month after that he told me i had to quit making my payments for 3months and pay them the next3months totaling 2459.00 then after payments was recieved the next 8 months was sending in all the paper work i sent in the first time but after i made 3payments he pawned me off on bridget melso and after 9months go buy i recieved a letter from my bank saying the loan modification was denied so i called bridget melso to request a refund of my money back and she said she would semit it to book keeping for a full refund and thats been 4 months ago and still no word or money