• Report: #250511
Complaint Review:

CIT Financial USA INc., D/b/a Lease Finance Group (LFG)

  • Submitted: Sat, May 26, 2007
  • Updated: Sat, May 26, 2007

  • Reported By:Greer South Carolina
CIT Financial USA INc., D/b/a Lease Finance Group (LFG)
233 North Michigan Ave Suite 1800 Chicago, Illinois U.S.A.

CIT Financial USA INc., D/b/a Lease Finance Group (LFG) misrepresentation,fraud,no paper contract, laptop signature only Ripoff Chicago Illinois

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I opened a business in my small town and thought I had a good thing going. Unfortunately, like many small business owners, before the year was up, I knew that I was not going to make it.

Earlier that year I had planned everything for my business, right down to advertising cost and customer incentives. However, I never planned to be dealing with the remains of my business two years later.
A representative came to my business and set me up with a credit/debit card terminal. I informed him that this was my first business venture and that I was very apprehensive about owing a lot of money in the beginning, in case things did not work out. He was very positive and said I had a good idea here but that if things did not work out, I could contact him and let him know.

I DID NOT know that the contract was non-cancelable. I did not sign a piece of paper, only a lap top electronic signature pad. I never got the paper contract until I tried to cancel my lease.

Now, LFG is calling my house up to 15 times a day, with a recorded message to call them back.

I got in touch with a very pleasant person there the first time. She understood that I was misrepresented by the products company. She offered to go to LFG with a settlement, and I was willing to pay.

LFG did not agree with my offer and rejected it. Saturday morning of Memorial Day weekend I was awokened by the telephone. Surprise! It was LFG calling about my "refusal to pay." I informed this not so pleasant man that I had made an offer and was rejected. He said that the company would garnish my wages.

After we exchanged words back and forth about how I am not currently working nor would I be working since I am attending school. He rudely informed me that my account would say something to the effect that I refused to settle and pay the outstanding balance.

I tried to contact the agent who sold me the machine, but he had been let go. Surprise!

Greer, South Carolina

This report was posted on Ripoff Report on 05/26/2007 08:06 AM and is a permanent record located here: http://www.ripoffreport.com/reports/cit-financial-usa-inc-dba-lease-finance-group-lfg/chicago-illinois-60601/cit-financial-usa-inc-dba-lease-finance-group-lfg-misrepresentationfraudno-paper-c-250511. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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