Complaint Review: CitiMortgage Inc. - Frederick Maryland
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- Author Not Confirmed
- CitiMortgage Inc. 5280 Corporate Drive Frederick, Maryland United States of America
- Phone: 800-283-7918
- Web:
- Category: Loan Modification
CitiMortgage Inc. BEWARE---CitiMortgage Loan Modification only helps CitiMortgage and not the Consumer Frederick, Maryland
*Consumer Comment: "HAMPy-TARPy SONG"...
*Consumer Comment: Perhaps..
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We applied for a loan modification with CitiMortgage and just received our offer letter. It is a joke and a complete waste of time. Our offer was to drop our annual percentage rate by 1% and to increase our number of monthly payments by almost 200. This would effectively increase our payout to CitiMortgage by $1,200,000.00. This would double our current payout. Nice easy money for CitiMortgage. I am glad to see that this lender is there to help their customers. Fortunately, so is the local loan shark, and they probably offer lower interest rates than CitiMortgage. I am not sure who they thought that they were making this offer to.....but anyone with a calculator can quickly see that this is a really bad idea.
This report was posted on Ripoff Report on 11/08/2010 04:41 AM and is a permanent record located here: https://www.ripoffreport.com/reports/citimortgage-inc/frederick-maryland-21703/citimortgage-inc-beware-citimortgage-loan-modification-only-helps-citimortgage-and-not-659465. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
"HAMPy-TARPy SONG"...
AUTHOR: Karl - (USA)
SUBMITTED: Monday, November 08, 2010
is available at this site.
#1 Consumer Comment
Perhaps..
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Monday, November 08, 2010
Perhaps it is a "bad idea". But you are only posting one side, and not even the entire side.
Why not post what your current terms are(Principal/Monthly Payment/Interest) and the "modified" terms. Then anyone with a calculator could truly see if this is a bad idea.
Also, exactly what terms were you expecting?
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