Complaint Review: CLEAR CHOICE CREDIT SOLUTIONS
CLEAR CHOICE CREDIT SOLUTIONS CALLED ME TO ADVANCE $500 PAYABLE IN 6 MOS-NOT!! THEY TOOK $300 FOR A PAYDAY ADVANCE OF THEIR OWN Nationwide
I AT THE TIME WAS DRIVING MY 1987 TOYOTA CAMRY 43 MILES ONE WAY TO WORK TO MAKE $7.50 AN HOUR (YEAH-PRETTY DUMB HUH?) AND WAS ABSOLUTELY DESPERATE FOR A NEW CAR. I TOLD THE BROKEN-ENGLISH-MAN I DID NOT HAVE $200 TO PAY MY RENT LET ALONE BUY A BOOK. THEN, OUT OF THIN AIR, I AUTOMATICALLY QUALIFIED FOR A PAYDAY ADVANCE OF $500 PAYABLE IN 6 MONTHS-OF WHICH OF COURSE THEY WOULD DEPOSIT INTO MY ACCOUNT AND THEN TAKE THE PAYMENT FOR THE SO CALLED BOOK OUT OF THAT.
I THOUGHT "COOL! I CAN PAY RENT AND LOOK FOR A LENDER FOR A NEW CAR!" SO OF COURSE I GAVE THE DUDE MY BANKING INFO AND HUNG UP THE PHONE. I IMMEDIATLEY THOUGHT OF SOME STUPID QUESTIONS I WANTED ANSWERED AND CALLED THE NUMBER HE GAVE ME-NOT IN SERVICE. I RESEARCHED THE COMPANY ON THE INTERNET-NON EXISTABLE. I CONTACTED MY BANK AT THE TIME( UNFORTUNATELY FOR ME IT WAS WELLS FARGO-I ALSO HAVE A RIPOFF REPORT ON THEM FOR THIS SAME STORY)
ANYHOW, I IMMEDIATELY CALLED MY BANK AND EXPLAINED THAT THIS FRAUDULENT COMPANY HAD MY BANKING INFORMATION AND WHAT SHOULD I DO (????) THE GAL I SPOKE TO SAID I SHOULD DO A "STOP PAYMENT" ON THE CHECK-I DID NOT DO CHECK OVER THE PHONE, I JUST GAVE THEM MY INFORMATION SO THAT THEY COULD DO A DEPOSIT AND A DEBIT. SHE SAID "OH, WELL IN THAT CASE IF THEY OVERDRAFT YOU ACCOUNT THE ONLY THING YOU CAN DO IS TAKE THEM TO SMALL CLAIMS COURT" HAHAHAHAHAHAHA! I WAS SCREWED.
I CALLED MY BANK TO NOTIFY THEM I HAD A $0 BALANCE AND SOMEONE HAD MY ACCOUNT INFORMATION BUT STUPID WELLS FARGO GAVE THEM $300 AND OVERDREW MY ACCOUNT TO $340 WITH OVERDRAFT CHARGES, CLOSED MY ACCOUNT SINCE IT WAS OVERDRAWN TOO MUCH, AND REPORTED ME TO CHEXSYSTEMS. BA**ARDS.
This report was posted on Ripoff Report on 03/21/2005 06:05 PM and is a permanent record located here: http://www.ripoffreport.com/reports/clear-choice-credit-solutions/nationwide/clear-choice-credit-solutions-called-me-to-advance-500-payable-in-6-mos-not-they-took-135907. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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