1st Credit Of America - MyPerfectCredit.com Ripoff Trying to collect on a $59.95 charge, refusing to validate with written proof. Chicago Illinois

I recently had the misfortune of being ripped off by myperfectcredit.com as well. However, they agreed to refund my money.

I filed a report with the Better Business Bureau. They responded by giving me a complaint ID and an email address. I responded to the email address with my complaint ID, as well as the amount I would like to be refunded. They promptly emailed me back within the day, stating my credit card would be credited with the amount I had asked. I checked my credit card, and sure enough, it was credited.

So my advice is to file a complaint with the BBB.

I should add that, because I didn't want to deal with the hassle, I just payed 1st credit of america.

MyPerfectCredit makes every attempt to clearly identify any customers who may post to this site. Should the individual contact us and simply explain why they are disputing any balance or request a one time credit waiver, MyPerfectCredit will be very responsive to the request.

If at any time a member has a concern about their membership, wishes to close the account, or request a refund, they may do so by contacting our customer service representatives at support@myperfectcredit.com or (877) 469-7373. We promise to review your request on a timely basis, and make every effort to resolve all issues.

We stand by our commitment to provide exceptional customer service, and want our members to have a positive experience with MyPerfectCredit.Com. If a member cannot resolve any issue with the first level contact, they can request a second level review of the unresolved issues by e-mailing supervisor@myperfectcredit.com.

I filed a police report tonight, and was told to see if I could get more NYS residents to forward their complaints to the NYS AG office. According to the officer, the more New Yorkers that file a complaint the quicker the attorney general will act because he will be able to see how large this is.

File with the NYS attorney general, the FTC, and the FBIs internet fraud division. Please, it is worth a try.