Diversified Collection Services - Citibank - US Dept Of Education Have paid twice what was originally borrowed, still "in default" due to usury Pleasanton California

As of 3/15/08, DCS has had certified funds for my ninth payment; my loan should now be officially rehabilitated. I never allowed them to remove funds from my checking account.

I have called 4 times to obtain info for sending my next payment only to be told each time they have not processed the rehab paperwork yet.

In one week, I must send my new payment - I have met all the rehab requirements but because this stupid collection agency won't process the paperwork they have had for 3 weeks, I may end up late again.

What a ripoff

I think that NCO Diversified may be related to Diversified DCS.

When I wanted to make repayment arrangements, these people refused to accept them, wanting to go through automatic debits on my checking account. Because I was the victim of identity theft from Commerce Bank 3 times in one year, I refuse to allow anyone to make withdrawals from my account.

The official student loan site edu.gov states that payments must be made within 20 days of the due date for 9 consecutive months, in order to rehabilitate a loan. I sent certified funds via wire, contacted the omnubudsman at the edu.gov site, and continued to make my payments. I also filed a report with the FTC on them. At this point, the government is recognizing my payments. For NCO stating that the payments have to go to them, this is a bunch of malarky because if you look at the official government web site for the address, and the NCO address for payments, it is the same PO Box, and you still make payable to US Dept of Ed if you are paying NCO.

The government does not require that a downpayment be made to enter a repayment agreement. I have heard many people state that the collection agencies try to force this.

I think that NCO Diversified may be related to Diversified DCS.

When I wanted to make repayment arrangements, these people refused to accept them, wanting to go through automatic debits on my checking account. Because I was the victim of identity theft from Commerce Bank 3 times in one year, I refuse to allow anyone to make withdrawals from my account.

The official student loan site edu.gov states that payments must be made within 20 days of the due date for 9 consecutive months, in order to rehabilitate a loan. I sent certified funds via wire, contacted the omnubudsman at the edu.gov site, and continued to make my payments. I also filed a report with the FTC on them. At this point, the government is recognizing my payments. For NCO stating that the payments have to go to them, this is a bunch of malarky because if you look at the official government web site for the address, and the NCO address for payments, it is the same PO Box, and you still make payable to US Dept of Ed if you are paying NCO.

The government does not require that a downpayment be made to enter a repayment agreement. I have heard many people state that the collection agencies try to force this.

I think that NCO Diversified may be related to Diversified DCS.

When I wanted to make repayment arrangements, these people refused to accept them, wanting to go through automatic debits on my checking account. Because I was the victim of identity theft from Commerce Bank 3 times in one year, I refuse to allow anyone to make withdrawals from my account.

The official student loan site edu.gov states that payments must be made within 20 days of the due date for 9 consecutive months, in order to rehabilitate a loan. I sent certified funds via wire, contacted the omnubudsman at the edu.gov site, and continued to make my payments. I also filed a report with the FTC on them. At this point, the government is recognizing my payments. For NCO stating that the payments have to go to them, this is a bunch of malarky because if you look at the official government web site for the address, and the NCO address for payments, it is the same PO Box, and you still make payable to US Dept of Ed if you are paying NCO.

The government does not require that a downpayment be made to enter a repayment agreement. I have heard many people state that the collection agencies try to force this.

I think that NCO Diversified may be related to Diversified DCS.

When I wanted to make repayment arrangements, these people refused to accept them, wanting to go through automatic debits on my checking account. Because I was the victim of identity theft from Commerce Bank 3 times in one year, I refuse to allow anyone to make withdrawals from my account.

The official student loan site edu.gov states that payments must be made within 20 days of the due date for 9 consecutive months, in order to rehabilitate a loan. I sent certified funds via wire, contacted the omnubudsman at the edu.gov site, and continued to make my payments. I also filed a report with the FTC on them. At this point, the government is recognizing my payments. For NCO stating that the payments have to go to them, this is a bunch of malarky because if you look at the official government web site for the address, and the NCO address for payments, it is the same PO Box, and you still make payable to US Dept of Ed if you are paying NCO.

The government does not require that a downpayment be made to enter a repayment agreement. I have heard many people state that the collection agencies try to force this.