I just wanted to say that Combined Insurance is an EXTREMELY unethical company, that promotes high pressure sales and a LACK of RESPECT for other human beings. There is NO Human Resources, there are NO ethics. It is like a cult because every manager, directory and agent regurgitates the exact same phrases when you have a question or a comment. All phrases from "Mr. Stone's wonderful philosophies of PMA" and the "7 Essentials" and "17 Success Principles."
I get it. Mr. Stone was pretty interesting and was obviously very ambitious. But he was no god. He looked like a cartoon character and that bowtie was not only tacky, but silly as well.
The way everyone regurgitates his words, word-for-word, with the inability of rewording it even a little (and that goes for the rebuttals on here too).
Everyone defending the company says the same thing. "Have fun at Wal-Mart. You get what you put in. You obviously didn't have what it takes. You need a good PMA and essential this blah blah blah"
The fact is, Combined Insurance made me think I had a base salary for my first 13 weeks. This was not correct...it was just a guarantee that I had to match. At the expense of my poor manager if I didn't meet it.
Combined Insurance TOLD ME that EI would cover the weeks that I was training. I later learned that this was a COMPLETE and TOTAL *LIE*.
When I quit, I got hassled by my manager...she went on and on about how it was unethical for me to leave after the company invested "so much" in me. Ridiculous. How they paid for a hotel. etc. I live in the training city, I got no such hotel. I paid for my own license.
This company is a sham. They shove all of these ridiculous philosophies down your throat...words to live and sell by, and you have to complete a 17-week training manual where you learn the words of the oh so wise cult leader.
The policies are good. But it's a pyramid scheme.
GET THE HECK OUT. And if you want to do a rebuttal, please try to use common sense instead of using the stupid PMA bull that is all just recycled brainwashing.
The fact is I was LIED to. There is NO excuse for that. True, some managers are more truthful than others...but mine were liars, and by the looks of it, so were most.
If you ever get approached in CALGARY ALBERTA about selling COMBINED INSURANCE? Don't!
The big guy Mike is nice, but he's a smoothtalker that'll say anything to get you to join, and will do whatever it takes to stop you from quitting. Peter the territory director is nothing but condescending and would insist on you missing out on your mother's funeral if it meant selling a policy. And the sales manager Gayle probably will run your car into the ground.
Take my word for it. DO NOT CHOOSE CALGARY COMBINED.
PS: Any insurance company should be focused on INSURANCE and MEETING NEEDS. This company is concerned with ONE thing and one thing ONLY: SALES SALES SALES. It's NOT an insurance company. It's a sales company.