I wish I had read the other rip-off reports on Combined Insurance about two months ago, when my exciting experience with CICA started. I was told I would be mainly dealing with current customers, helping them file claims, collecting premiums, and very rarely- selling to new faces. I won't bore you all with the details, because I'm sure it was the same for all of us- state training, two weeks "training(acting class)" in a classroom, and then the two PAL weeks.
Where I will start, is my first week on my own. First two days I work with my SM(great and normal guy by the way, I don't know why he's with CICA) and they're good days, make 200 in comission. Then, Wednesday through Saturday, I succeed in going through 3 1/2 tanks of gas, but make $0. I try to get help from the DM because our SM is out of town, and he keeps saying he's going to come help, going to come help, but never shows. Finally, I end the week with god knows how much money because 33% of that 200 hits the flush account. So then, next week, we find out we're spending the week about 3 hours away in a hotel all week, get misquoted on the hotel prices, and we are told that the places we are working there are right in the town so we won't be going through a tank of gas a day.
Needless to say, we get there, the hotel is 25$ more than told, and the places we are working are all outside of the town so we're still buring about 3/4 tank of gas for the day.
By the third day, I call my fiancee, (he's been helping me with my bills since I've been unemployed, oopps, I mean working for Combined) and we decide it would be cheaper for me to come home, quit Combined, and do without an income for a couple of weeks while I look for work elsewhere. The lack of income actually works out to more money in my pocket (my entire paychecks have been being sunk back into gas and hotels) and I call my DM Saturday and give him the news that I'm quiting.
He tells me this is unacceptable, Combined has put 5000 dollars into training me, and if I want to give another month or so, and then quit, he'll understand. I tell him no, I'm done, I can't afford this job. Some of the other agents who have been at it for a while are getting eviction notices, and getting utilites shut off, and I tell him, its not worth that to me.
He shows up at my house the next day, trying to talk me out of it, then saying he's not going to take my kit, and asks me to work one day a week for him cutting premium. He seems desperate, I figure something is up. So he leaves, I still tell him I'm done, but he leaves my kit, and tells me to call him when I can work. What is going on? What money is he getting for keeping me on? I don't work for CICA anymore, I told them I was done, but I haven't signed a contract, and I don't know how to ensure I am off the books. After reading some other reports, I have to ask, is he going to be showing up several times to try to get me to come back?
Mostly I'm embarressed for taking this job without investigating it yet. I guess I was just so happy to be offered a job that I didn't even think to look them up. Oh well, as my fiancee says we all make mistakes. I never wanted to be a door to door salesman.
What can I do to ensure that they take me off their books, does anyone know?
Somewhere, North Dakota