Consulting Associates Kelly Bean Fradualent business/scam Internet, Maine

I received a call from this company.  I had been trying to find a boat and applied for a boat loan on the internet.  This company offered a loan which would cover the boat at a great interest rate.  They sent me loan papers and I reviewed them with all the clauses which seemed legitimate.  Due to my credit history, they required a down payment which would go toward my loan pay off.  Well I did all they asked.  Never received the funds that were promised to be wired to my account. 

I cancelled my business with this company.  I was due a reimbursement of my down payment funds.  Not only can a transfer be made to my account, they stated they would mail my refund after 10-14 days.  Obviously they do not understand the concept of placing a stamp on an envelope.  I still have not received my refund.  It has now been 2 months.  I had been in contact with Kelly Bean initially then Susan in the office.  I called a week ago and surprisingly the phone no longer valid.