Report: #928129

Complaint Review: Consumer Tax Relief-Paul Brown

  • Submitted: Thu, August 16, 2012
  • Updated: Wed, February 13, 2013
  • Reported By: Sheila1023 — Carrollton Georgia United States of America
  • Consumer Tax Relief-Paul Brown

    Howell, New Jersey
    United States of America

Consumer Tax Relief-Paul Brown Opportunity Debt Management, Chris Miranda FRAUD-SCAMMERS- FAKE Company Howell, New Jersey

*REBUTTAL Owner of company: Paul - update

*REBUTTAL Owner of company: Paul Brown - Answer to this complaint

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Everyone should should learn from my mistake.  Do not do business with the likes of this man Mr. Paul Brown and his so called company Consumer Tax Releif.  He is a scammer and a fraud who speaks to you like you are so below him.  He stole $1500.00 from me with the help of Bank of America who will not put the monies back into my account.  This man did nothing for me but yell at me and tell me I was going to go to jail.  I have made complaints to the the BBB the FTC and the IRS as well as the OCC.  I probably will never see my money again but you have a chance not to be a victim of his scam.  He is not even a licensed professional.  What a big RIP OFF.  Ohhh and even better- he SELLS your information to an outside source.

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This report was posted on Ripoff Report on 08/16/2012 09:59 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals


#1 REBUTTAL Owner of company

Paul - update

AUTHOR: Paul - (United States of America)

I forgot to enter the fact that after an investigation by the Merchant Account, my fees were credited back to me. If all was true with this complaint, how could this be so? Usually, the Merchant takes the side of the consumer. Paul
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#2 REBUTTAL Owner of company

Paul Brown - Answer to this complaint

AUTHOR: Paul - (United States of America)

We first came by the complainant by enrolling her into a tax resolution program with Clear Choice Tax Solutions (CCTS) on 08/17/2011. At that time we were an affiliate in the capacity of an enrollment center only. We left Clear Choice at the beginning of the year out of complete frustration in that of 120 enrolled clients enrolled from June 2011 Jan 2012, about 10 were in a resolution. Multiple clients were starting to call us weekly re: CCTS asking what is the progress of my case?, why havent I heard from them?, ect. We had had enough.
We formed our own tax resolution organization and began to service clients in-house. We sent a letter to the enrolled clients explaining our frustration and letting them know we stood behind them and that they had a choice. We offered them a way out, would credit them any monies spent and stated our fee, which was deeply discounted, to resolve their case. We felt truly bad for these people. Miss Bradley responded to our letter/offer with much enthusiasm and enrolled with us on 03/28/2012. Keep in mind this is now 7 months and 11 days later after first enrolling with CCTS and still in Phase I - Investigation with them meaning nothing was getting done! She stated her concern, disapproval and anxiety with CCTS. She enrolled with no hesitation and did so immediately after speaking with us.
I June, Ms. Bradley filed a chargeback and complain notice with her creditor. In her complaint was as follows: Merchant (us) stated ourselves as being licensed and we dont have the credentials to perform our tax resolution service. We deceived and tricked her into service. It asked, did you cancel, she responded YES. On what date 05/02/12. Date of most recent contact 06/04/12. Was the cardholder given a cancelation policy YES. What was the policy customer provided no details. Her contact info cardholder did not release contact info. CCTS also included a 3 page doc addressing federal and state issues regarding our legitimacy. Bank of America (her merchant/creditor) initially ruled: The processor advised it was a legitimate transaction and that there was nothing to be done. Our merchant account removed the funds from our checking acct and placed them on hold pending our response and further review. 6 weeks went by.
 Now to be clear:

1). Sheila Bradley NEVER called my case manager or myself, not only to cancel, but to discuss any doubts, complaints or issues she had about us, not even to state dont bill me further. In our response, we challenged her to produce a phone bill showing any call made to us for any day from April to June. If she could, we offered a 100% return of her fee. She could not as she lied.

2). We never stated we were attorneys. There is no license requirement in New Jersey. Nowhere in my brochure, agreement, on our website or in my verbal communications with any prospect do we represent ourselves as attorneys or licensed agents. It is not necessary. As far as our credentials, our case manager had 13 years with the IRS and 17 more performing tax resolution in retirement before coming on board. 30 years inside and out of the IRS is not shabby.

We included her case log from our online CRM: IRS Logics. This log cannot be manipulated. It reveals the work my case manager was doing and the contacts made with the IRS right up to the 17th of June. It revealed the work and progress of her case and equally importantly, the number of time the case manager attempted calling, emailing and leaving messages w/o her response. Seems weird for someone desperately trying to cancel and retrieve their money?

3). Our record with our Merchant Commerce is flawless. We had never had a cancelation and refunded a single client their monies. In our line of work, that is next to impossible. We remain perfect as to refunds.

At the end of the investigation, we were refunded our fee.  In the end, what you really have is Clear Choice Tax Solutions attempting to defame us, scared the client back, and coached her complaint. The client made no attempts to contact us; we had no idea that she cancelled or even that there was a problem. Ms Bradley couldnt produce anything material. She has made false allegations and lied about contacting anyone in my organization.

No one from the state, FTC, OCC or the IRS has contacted us about these allegations made br CCTS. She now has thrown in he sells your information. That was never stated before in her complaint and I dont even know how to answer that one. Although Rippoff Report protects consumers first amendment right to free speech, unfounded lies and allegations that slander should not be tolerated. This seems to be a platform for revenge, not justice. I can document everything I have stated. Let the real truth be known.    Paul Brown 
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