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Report: #40027

Complaint Review: fairbanks capitol corp - Jacksonville Florida

  • Submitted:
  • Updated:
  • Reported By: conway Arkansas
  • Author Not Confirmed What's this?
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  • fairbanks capitol corp Jacksonville , Fl Jacksonville, Florida U.S.A.

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My loan was purchased from equifirst by fairbanks in Nov. I had not heard from them or any correspondence from them in Nov. I called equifirst they state I would have to wait since they no longer had my morgage. I called equafirst on Nov 23rd and again Dec 2nd. I had still no contact with fairbanks - no acct no or anything...

Then on Dec 28th I recieved a letter dated 13dec02 stating that I had not been making my payments and I was going to have foreclosure started....I had never recieved anything from these people...I had been out of town from 2nd dec til 15th dec and my mail was picked up by my son each day and placed on my kitchen table...nothing from fairbanks ...

today I recieved another letter stating I owed them back pmts and intrest...I had tried to find out where I need to send the money but to no avail. I went to the post office and while I was gone to mail my pmt to them (I finally had an address to mail to) a rep from fairbanks had came to my home...I do not know who came..but when I tried to call the phone no they were closed for the wk end...so I could not call them...

I feel like this is their fault and I should not be charged with interest or foreclosure..I feel like they are bulling me for something that is their fault...they have never sent me a payment book or any info on their company or where to mail to...etc...thanks you

Loretta
Conway, Arkansas
U.S.A.

This report was posted on Ripoff Report on 01/04/2003 12:36 AM and is a permanent record located here: https://www.ripoffreport.com/reports/fairbanks-capitol-corp/jacksonville-florida/fairbanks-capitol-ripoff-jacksonville-florida-40027. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#4 Consumer Comment

We have been dealing with this RIP OFF Artist company for over 2 years

AUTHOR: DONNA - (U.S.A.)

POSTED: Friday, September 26, 2003

I know exactly how you feel. We have been dealing with this RIP OFF Artist company for over 2 years. My home mortgage was turned over to Faibanks, all of a sudden they stste I have sent checks for my payments that have non-suffient funds availble in my chaecking. Funny thing is bank has never received that check back. I have 2-3 payments I sent in FEDERAL EXPRESS and Priority mail and have proff of a signiture that these were received at Fairbanks iN Salt Lake,City, but yet they can not find them now they will not accept any payments of any sort will not return any of my call, but I have found out the have accessed my mortgage with ove $10,000.00 in late fees Home Insureance etc. I do not have any escrwo and have tried to send proof of insurance and get a vogus company in California that has nothing to do with Fairbanks or Home insurance. OUR cediet report now shows up with all thwe late payemnet etc, and no one will even touch us to refinacnce. I have contact HUD, my state attorney etc. but no help

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#3 Consumer Comment

We have been dealing with this RIP OFF Artist company for over 2 years

AUTHOR: DONNA - (U.S.A.)

POSTED: Friday, September 26, 2003

I know exactly how you feel. We have been dealing with this RIP OFF Artist company for over 2 years. My home mortgage was turned over to Faibanks, all of a sudden they stste I have sent checks for my payments that have non-suffient funds availble in my chaecking. Funny thing is bank has never received that check back. I have 2-3 payments I sent in FEDERAL EXPRESS and Priority mail and have proff of a signiture that these were received at Fairbanks iN Salt Lake,City, but yet they can not find them now they will not accept any payments of any sort will not return any of my call, but I have found out the have accessed my mortgage with ove $10,000.00 in late fees Home Insureance etc. I do not have any escrwo and have tried to send proof of insurance and get a vogus company in California that has nothing to do with Fairbanks or Home insurance. OUR cediet report now shows up with all thwe late payemnet etc, and no one will even touch us to refinacnce. I have contact HUD, my state attorney etc. but no help

HOW DO COMPANIES LIKE STILL EXIST,

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#2 Consumer Comment

We have been dealing with this RIP OFF Artist company for over 2 years

AUTHOR: DONNA - (U.S.A.)

POSTED: Friday, September 26, 2003

I know exactly how you feel. We have been dealing with this RIP OFF Artist company for over 2 years. My home mortgage was turned over to Faibanks, all of a sudden they stste I have sent checks for my payments that have non-suffient funds availble in my chaecking. Funny thing is bank has never received that check back. I have 2-3 payments I sent in FEDERAL EXPRESS and Priority mail and have proff of a signiture that these were received at Fairbanks iN Salt Lake,City, but yet they can not find them now they will not accept any payments of any sort will not return any of my call, but I have found out the have accessed my mortgage with ove $10,000.00 in late fees Home Insureance etc. I do not have any escrwo and have tried to send proof of insurance and get a vogus company in California that has nothing to do with Fairbanks or Home insurance. OUR cediet report now shows up with all thwe late payemnet etc, and no one will even touch us to refinacnce. I have contact HUD, my state attorney etc. but no help

HOW DO COMPANIES LIKE STILL EXIST,

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#1 Consumer Comment

Miss Patricia Abernathy

AUTHOR: Patricia - (U.S.A.)

POSTED: Thursday, September 18, 2003

FairBanks Capitol took over my mortage in 2001 and my payment never show a balance and never show me as making any payment in over 2 years.
They have been charging me late fees every month.
When I had my house finaced its was fixed so I could make my payment on time because I get paid every 2 weeks. When Fairbanks took over they said I had to make the payments 23rd of each month. I call in my payments every month on the 23rd and it never shows up until 15th or later which shows
I'm late. They have over charged me atleast $3000.00. I'm sick of this and don't know how to stop them. Please Help Me. Fairbanks also paid my house taxes when I already set it up in payments with the County tax Office. They can do anything they want it seems.

Thanking You In Advance


Patricia Abernathy

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