Countrywide Home Loans Countrywide "We're here to help you keep your home Work Out Department" FRAUD Calabasas California

I am a victim of Countrywide, same scenerio, paid lots of money to keep my house and currently struggling to get out of the hole Countrywide has put me in. I sent my check to be deposited into my account with Countrywide only for it to be returned to me. Yes, my check was returned to me. I was trying to make a payment only for them to turn around and send it back to me. Countrywide's reason was because I was behind 1 house payment in November 2005. I have not missed any payments. I have proof.

I went to my daughter-in-laws bank and even they could not figure out how Countrywide is operating. I also was told by Countrywide not to make any payments in January 2007 that my house was in foreclosure and when I went ahead and sent a check = Countrywide returned my check. Countrywide owes so many people their hard earned money back, it isn't funny. Emotionally drained.

Same thing is happening to me. They promise help. They tell the news people that they are setting aside money for modifications. But so far, we all get denied. I just got denied two days ago. Now, its foreclosure for me. Countrywide needs to be investigated for fraud. Something is going on.

I am very sorry that you are going through this, I know very well that it can be very stressful. When you talk to ANYONE at Countrywide make sure you write down the date the time the duration of the call and the name of the person that you talk to.

Call countrywide and ask them to fax you a complete list of all your payments and your current balance. Keep ALL you receipts from your payments if you use a check or Western Union, whatever, just make sure you keep EVERYTHING! Keep all of the letters that they send to you also, that is your proof of communication. They actually sold my home and we found out 5 days later! We made our payments, through a supposed "Work out" but they NEVER sent the paperwork, the same paperwork you are waiting for. She told me it would be overnighted, and we got it 52 days later.

If you have time call them and tell them to fax you a copy of the workout agreement, and sign it and fax it back, once they accept it, and you send your first payment to them, which to them is like sealing the deal, and if they accept it, that is there way of saying that they are in agreement to you and that postpones all the foreclosure actions. (I hate to say that but that is about what t comes down to). The papers basically save face for you and also in the court.

READ ALL THE PRINT IN THE WORK OUT PAPERS! ALWAYS SEND PAYMENTS! By law they can not reject the payments! Get a lawyer now and get ready for a fight. They do want your home and they will buy it for more than what you owe and then screw you on getting it back! Trust me we are not alone.

I am very sorry that you are going through this, I know very well that it can be very stressful. When you talk to ANYONE at Countrywide make sure you write down the date the time the duration of the call and the name of the person that you talk to.

Call countrywide and ask them to fax you a complete list of all your payments and your current balance. Keep ALL you receipts from your payments if you use a check or Western Union, whatever, just make sure you keep EVERYTHING! Keep all of the letters that they send to you also, that is your proof of communication. They actually sold my home and we found out 5 days later! We made our payments, through a supposed "Work out" but they NEVER sent the paperwork, the same paperwork you are waiting for. She told me it would be overnighted, and we got it 52 days later.

If you have time call them and tell them to fax you a copy of the workout agreement, and sign it and fax it back, once they accept it, and you send your first payment to them, which to them is like sealing the deal, and if they accept it, that is there way of saying that they are in agreement to you and that postpones all the foreclosure actions. (I hate to say that but that is about what t comes down to). The papers basically save face for you and also in the court.

READ ALL THE PRINT IN THE WORK OUT PAPERS! ALWAYS SEND PAYMENTS! By law they can not reject the payments! Get a lawyer now and get ready for a fight. They do want your home and they will buy it for more than what you owe and then screw you on getting it back! Trust me we are not alone.

I am very sorry that you are going through this, I know very well that it can be very stressful. When you talk to ANYONE at Countrywide make sure you write down the date the time the duration of the call and the name of the person that you talk to.

Call countrywide and ask them to fax you a complete list of all your payments and your current balance. Keep ALL you receipts from your payments if you use a check or Western Union, whatever, just make sure you keep EVERYTHING! Keep all of the letters that they send to you also, that is your proof of communication. They actually sold my home and we found out 5 days later! We made our payments, through a supposed "Work out" but they NEVER sent the paperwork, the same paperwork you are waiting for. She told me it would be overnighted, and we got it 52 days later.

If you have time call them and tell them to fax you a copy of the workout agreement, and sign it and fax it back, once they accept it, and you send your first payment to them, which to them is like sealing the deal, and if they accept it, that is there way of saying that they are in agreement to you and that postpones all the foreclosure actions. (I hate to say that but that is about what t comes down to). The papers basically save face for you and also in the court.

READ ALL THE PRINT IN THE WORK OUT PAPERS! ALWAYS SEND PAYMENTS! By law they can not reject the payments! Get a lawyer now and get ready for a fight. They do want your home and they will buy it for more than what you owe and then screw you on getting it back! Trust me we are not alone.

I am very sorry that you are going through this, I know very well that it can be very stressful. When you talk to ANYONE at Countrywide make sure you write down the date the time the duration of the call and the name of the person that you talk to.

Call countrywide and ask them to fax you a complete list of all your payments and your current balance. Keep ALL you receipts from your payments if you use a check or Western Union, whatever, just make sure you keep EVERYTHING! Keep all of the letters that they send to you also, that is your proof of communication. They actually sold my home and we found out 5 days later! We made our payments, through a supposed "Work out" but they NEVER sent the paperwork, the same paperwork you are waiting for. She told me it would be overnighted, and we got it 52 days later.

If you have time call them and tell them to fax you a copy of the workout agreement, and sign it and fax it back, once they accept it, and you send your first payment to them, which to them is like sealing the deal, and if they accept it, that is there way of saying that they are in agreement to you and that postpones all the foreclosure actions. (I hate to say that but that is about what t comes down to). The papers basically save face for you and also in the court.

READ ALL THE PRINT IN THE WORK OUT PAPERS! ALWAYS SEND PAYMENTS! By law they can not reject the payments! Get a lawyer now and get ready for a fight. They do want your home and they will buy it for more than what you owe and then screw you on getting it back! Trust me we are not alone.

Customer service reps are pretty much idiots, they work off a "script" and leave it to other departments to "fix" their ignorant errors!

Your payments will go into suspense until a full payment can be made and applied to your account, if you submit your payment make sure it is a check so you have a copy of them cashing it-that will show effort on your part to keep your loan in good standing-they cannot reject your payment-it may not be applied right away depending on what you are in arrears for but they MUST apply it somewhere-if you have been advanced funds for taxes or insurance be aware that is where your money will be applied first!

If by some idiot move on their part they return your check to you...then file a complaint!