Credicorp ripoff ..Where are the WATCHDOG Groups?? ..outlandish ripoff late fees Dallas Texas

On 25 March 2002, I recieved a mailing from Credicorp.
It indicated that they had not recieved my payment, AND that it was PAST DUE! Unfamiliar with this company, and it's claim, I was
disturbed.

I thought I may have been a victim of identity fraud/theft, because I have had no dealings with, nor recieved the "Gold Membership Card" to which they referred!

Then, reading further, I got suspicious! C'mon guys, $10,000.00 Available Credit at 0.0% interest FOR LIFE!!! This is nothing less than MAIL FRAUD!

First off, it is in the exact form of a BILL, complete with verbage such "AmountDue" "FinalNotice", "Seriously Past Due", it goes further as to state that Virginia LAW Controls all terms of my "Gold Card Membership", as if I could be subject to prosecution!

Well in America, Virginia, or elsewhere, it is they who should stand accountable for such threats. I hurt for the poor folks on which they prey, predominately older/on fixed incomes, niave, vulnerable, honest people who work hard to pay thier bills, and need their money far more than some predatory financial terrorist group.

Most of whom are intimidated by an apparently large organization that, if they have credit could destroy it, or could take them to court and recieve penalty fees in addition! I am certain of the illegality of issuing a "Bill" to an individual for goods, or services He/She has not recieved! Furthermore to claim that this is a PAST DUE, or even DUE payment, is FRAUD!!! Thanks to this opportunity, and to those who make it available p.s. if You get this bill, RELAX... just trash it!

Jim
Norfolk, Virginia