Credit Acceptance Corp ILLEGAL GARNISHMENT SOUTHFIELD Michigan

I was never notified to go to court to dispute the claim.  They never contacted me after they repo'd the car.  When I called them, I was told the car was sold and they would send me the balance that was owed.  They never did this.

The next thing I got (from my employer) was the garnishment notification.  I went and filed to stop the garnishment, to try and get things straightened out with them and asked for an accounting of the claim..what I had paid, what the car sold for and what was due...I never received anything, everything was documented in court.  I had agreed to make payments after they send me the information, I never got anything, now a year later---here they come again

GIVE ME A BREAK!!!!  I am willing to settle with them, but I don't think I should have to settle for them to make a profit..paying them more than what was owed after sale at the auction.

I didnt leave anything out...My wife was a Debt collector for a bank, they did things fair, notified people and worked with them, CAC is full of it!!! They just want FREE MONEY  from people who are already struggling

Here's the sequence of events...This deadbeat lender gets shafted regularly by serial deadbeats...people who don't pay their bills on time.  They do a repo.  The car is sold at auction.  The money they get from that sale is applied to the total amount the serial deadbeat owes.  This "total amount" includes the contracted amount of the loan (price of the car plus interest) extra interest generated because of the deadbeat's late payments, repo and storage fees.  No lender can simply garnish someone's wages WITHOUT filing suit in court.  The deadbeat usually loses and the garnishment begins and the serial deadbeat is notified by the court a judgement has been entered against them.

I have a feeling you are leaving alot out of this story.  Bottom line is no lender is under any obligation to help me, you or anyone else.  If we need advice, there are plenty of places to get it.  The lender is not a charity, nor your mother, pastor, finacial counselor or friend.  No, I don't work for them.