Complaint Review: Credit Acceptance Corp
- Credit Acceptance Corp
25505 W. TWELVE MILE RD #2300
- Phone: 248-353-2700
- Category: Car Financing
I am being garnished by CAC for the second time in two years for a judgement from 2008. The first time June 2013, I went to court and explained to them that I know I owed them something, but not the amount they were asking for. I gave them my new address and requested an "accounting" of my account. Car was repo'd and sold, I only owed 1 year on the auto, about 5700.00 they are suing me for 7800.00. The judge gave them 30 days to reply, still a year later, I have not gotten a reply from them. They never contacted me to come to court when they 1st went. They had an address from about 10 years ago. They knew where I worked, and they still made no effort to contact me.
Now here we are in June 2014, I get another garnishment from them for the same thing. Mind you they did get about 760.00 from the first garnishment, but I never got the "accounting" that I requested.
At this time, I am going again to file for the courts to dismiss this action, I feel as though I have been more than violated. I am aware that it is my right to ask for an accounting since the car was sold after they took it.
I know they sold the car for what is was probably worth, it was in great condition, low milage and clean (just had it detailed)
They are trying to get over like "fat rats"...hopefully the courts will see where they are just crooks and dismiss this stupid judgement
These debt collectors need to be held accountable for their illegal actions. If you are trying to collect a debt, be fair and give the person a chance to dispute or settle the debt. I was not given either.
This report was posted on Ripoff Report on 06/04/2014 06:54 AM and is a permanent record located here: http://www.ripoffreport.com/reports/credit-acceptance-corp/southfield-michigan-48034/credit-acceptance-corp-illegal-garnishment-southfield-michigan-1152025. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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