Credit Acceptance Corp Ripoff fraud and Scammers Southfield, Michigan

Great job, Marilla of making a fool of yourself.  Fantastic example of subprime, deadbeat "thinking".  We're all very, very impressed!!!

Just like you are allowed to post a "RipOff", people are allowed to post their comments.  If you don't like what people have to say then perhaps the Internet is not the place for you. 

By the way you can swap out CAC in my post and replace it with the name of any other Sub-Prime lender(and probably some main-line lenders) and it would have been the same comments.

Nope was only 1 weeks late for payment, recieved a call about the repo the day it happened , And I don't recall talking to you either a*****e so but out, Once again I'm talking about CAC not the bone heads running interference on the site, does not take common sense, to know that. no heavy lifting required people, And futhermore I never asked for special treatment the reason I wrote about CAC is to let others know about my experience with the compnay, and I highly doubt your credit score is 800 or 600 maybe 520 or 6 like your IQ. do yourself a favor Robert go  jump in the Lake with Jim and Dry up.

I'm pretty sure he was trying to say jack s**t, not  jack a*s, that wouldn't make sense, plus it would require only 3 letters. Normally they reposes a vehicle when it's at least 2 months late on payment, and they'll leave some kind of notice to have you contact your finance company and your bank. After the payment is made up to date, you're told where the vehicle has been brought and you're able to have it back. That is what I have heard occurs during repo's through internet information.

so like I said people let's just try to keep up with or loan payments. 

That is the best thing you said and is advise that you should follow.

Hell in this day and age who has good credit except the filthy rich.

You don't have to be rich to have good credit.  You just have to live within your means.  Just like there are many people who live paycheck to paycheck who have 800+ FICO scores.  There are many "rich" people who have sub-600 scores because they don't know how to handle credit.

You have a history of not being credit worthy, the reasons you are in this situation does not matter.  Sorry, as much as you may think your situation is unique or special and you deserve special treatment..it isn't.  As a result Sub-Prime lenders are going to be less forgiving and less lienient.  The only way to get out of this status it to re-prove your worthyness by paying your bills on-time. 

But even with this a week is pretty short, so I wonder if the week was really a week past the due date.  Or if there is more history(such as other late payments) that you did not mention.  Because if they did install a GPS System, that is usually tied to a system that disables the car from being started.  So it is a question as to why they would go through all of that to just reposess the car without first disabling it.  But even if this was your first time being late and everything else is exactly as you describe then it may "suck" but it is allowed in the terms of the agreement you signed.  As until the car is paid off they have the right to reposess it if you are behind on your payments.

To Jim of Orlando, who in the hell are you calling a Jackass? obiviously you're referring to yourself sir, were making complaints against CAC, and I have notice you have rubutted a number of comments, is it that you work for CAC? or you don't have a life. Have your been on time for every single bill ? I doubt it because your on here commenting on things that are none of your concern. so do the world a favor Go jump in a lake sink to the bottom and disappear. You don't even matter your spam to the people who have a right to complain about this company. AND FUTHER MORE WHEN YOU RESPOND TO THIS REBUTTAL I still say up yours

What you said is perfect..."keep up with the loan payments".  Beyond that, they don't need to tell you jack s---!  Your responsibility is to make every payment on time.  Being the next day is late and according to the contract, that is grounds for collection/repo activity.  Read the contract.

People who pay their bills on time have good credit.  How much money you have doesn't matter.  Having integrity does.