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Report: #335386

Complaint Review: Credit Acceptance - Southfield Michigan

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  • Reported By: U.S.A Alabama
  • Author Confirmed What's this?
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  • Credit Acceptance 25505 W 12 Mile Rd #3000 Southfield, Michigan U.S.A.

Credit Acceptance Full of BULLS**T Southfield Michigan

*Consumer Comment: Simple Solution

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My car payments is due on the 12th of the month, well, i didnt make the payment that day, was going to make it towards the end of the month, its been only 2 weeks and they had my car repossed. This not the first time it happend the first time i was only 1 day late and they had my car picked up from my job!!! This is just outrageous i have never dealt with a company like this before. They will start calling your house at 9 am and will continue until 8 pm. And you talk to them they always have an attitude and very rude, and always say you are behind more than you are, until you get to calling out the dates you made your payments. Credit Acceptance is one company i hate i ever used and if i could turn back the hands of time i would. For all of you who have no dealings with them DONT!!! They are a pain in the BUTT

Sonya
U.S.A, Alabama
U.S.A.

This report was posted on Ripoff Report on 05/29/2008 07:51 AM and is a permanent record located here: https://www.ripoffreport.com/reports/credit-acceptance/southfield-michigan-48034/credit-acceptance-full-of-bullst-southfield-michigan-335386. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Simple Solution

AUTHOR: Harassedbycreditacceptancecorp - (U.S.A.)

POSTED: Wednesday, July 30, 2008

I don't understand why consumers complain about getting collection calls when the consumer is late with payment.

It's really simple.

You:
Have a contract with them where you owe money.
Know when the payment is due.
Agreed to the terms when you signed the paperwork for the loan.
Know how to contact the lender.
Know your not going to make your payment on time, yet fail to call them and tell them about your plans to be late with payment....which forces them to call you and inquire.

Of course the company wants to know when you will be paying.

If you loaned someone a significant amount of money would you want to know when to expect a payment that is over due?

Of course you would, it's common sense and the very basics of lending.

When you know you aren't going to make the payment on time, decide when you can make the payment, along with the late fee.

Then pick up the phone and call the company and let them know when you will be making the payment, BEFORE it shows up as delinquent in their system.

Then make the payment as promised.

Really simple.......make payment as agreed or get collection calls asking when you plan to pay IF NOT they come get the car.

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