Credit Acceptance rip off intrest way to high and they took my car on last payment just to double charge me. southfield Michigan

 I bought a car from mega auto sales and finicial help came from credit acceptance. I was paying them regularly until I got fired i was still paying but they took vehicle twice and have charged all this money. the first time they took the car they advised that it was legally binded that the date of the due date for the bill was now 27th of each month remember my original date was 22nd evey since they took vehical i have been recieveing late charges they actually changed due date so why still charge me a late fee for the 22nd evey month until the bill was unbareble. this company is a rip off and they did not call me and they just took vehical again letting me know that i only had a balance of 816.00 left to pay i have all the payment history and all call they claim were recorded i want to file a law suite with credit acceptance for the fact that i have went threw so much with them and paid out way more then i should the care was a 2000 expedition and car amount was 4999 when i got in may 2010 finace charges also in question 12000 dollars i thought was to much to start paying 309.00 every month for a 12year old car please help i do feel that i have a case.i have issues besides the late fees that was assesed on the acount i want to know if my billing date was changed to the 27th why was i continually accurring late fees for the date 22nd which was the original date for bill but as i was told once they took vehicle the dates was legally binded to change to that date every month on the 27th look i bought a 2000 expedition may of 2010 and look at the rates of interest over 50% they charged me 12,973.38 for this vehical the way they treated me through out the dealings and also the way they took my car on last payment assesed late fees i gave them partial payment of 140.00 they call nor spoke with me nor cut vehical off they have gps to shut off for unpaid they just took truck last payment also how can they charge all these late fees please review i am pursuing this further i am not happy with the way the account was handled and i want calls pulled and coversations look at please contact me if you need more info now they because i have complaint send me this and try to waive late fees from there leagal department i want more done like i said they are sending people out to house to seize property they cant do that iam going for a class action law suite. i have people putting in petetions on this iam not the first to complain and why have nothing been done they should be able to charge over credit 50% interest even houses are not that much.