• Report: #235479
Complaint Review:

Credit Line Gold Card / Credit Plus Rewards

  • Submitted: Sat, February 10, 2007
  • Updated: Sat, December 22, 2007

  • Reported By:Fallon Nevada
Credit Line Gold Card / Credit Plus Rewards
505 E. Windmill Ln. #1B-201 Las Vegas, Nevada U.S.A.

Credit Line Gold Card / Credit Plus Rewards Fraudulently obtained personal financial info False info of services -$200 Las Vegas, Largo Nevada, Florida

*UPDATE EX-employee responds: Contact Information

*Consumer Comment: WHAT SHOULD I DO NOW?

*UPDATE EX-employee responds: Sorry I was a scammer!

*Author of original report: What I Did...

*Consumer Suggestion: lets do it

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Beware! The very same company that has represented themselves as "Credit Plus Awards" are also now committing the same fraudulent acts under the name "Credit Line Gold Card" as well. They convinced my girlfriend over the phone that she was going to be able to build her credit up with a $2500 credit limit that can also be used to receive cash advances transferred directly to our bank account.

This guy already had ALL of her information in front of him, even the banking information and social security #. This lead her to assume that this was one of the cash advance loan companies she had applied to a few days back so she didnt question it.

You know how the story goes from here... After many crucial misrepresentations of their alleged "service", they debited $200 from our bank account before we had a chance to review their terms & conditions from their website and what they are really offering. I started doing a little research and very soon realized that we had been scammed. I guess we are one of the first to get scammed under the name "Credit Line Gold Card" since I didn't find much on this site under that name.

The card and info was supposed to be here in 2 days, but a week has passed by not that I would even think about it after reading what this is supposed to be and seeing the 10 fake Authorized Merchant sites with nothing, but a login box on them. Since I build website

I am an honest, hard working, professional Web Developer. These fraudulent companies are not only giving the people in my industry a bad name, but are ruining the entire Internet; especially for the people who are just now getting brave enough to buy things online.

Im not even going to deal with trying to get any sort of reply from those bottom feeders. Im going straight to the bank to turn over all of the evidence I found linking all of this together. Why dont these guys get thrown in prison? All I have seen are complaints and some people get their money back. Where is the actual justice for the offender?

In my curiosity, I wanted to look into this company a little deeper and I couldnt believe what I found out. With a few technical resources, I found that one group or main company based from 2 physical locations run literally hundreds of these sites and each one is just slightly different with its service and the fees.

They register the domain names with fake addresses, but they used the same fake addresses so it wasnt very hard to link a lot of the information together. Their employees are from a temp agency and are not even aware that they are working telemarketing jobs for a scam.

There was even one instance where the employee gave a void check to the company so she could be setup for direct deposit and after 1 weeks there was $300 debited from her account from her employer. That is unbelievable!

Here a fraction of the info that is directly related to these scam sites. This isnt even close to all of the domains owned and operated by this corrupt entity,

Not all of the domain names are listed under each IP address. If someone has the time and would like to pick up where I left off, please feel free to knock it out and maybe we can compile a master list to post. --- 40 sites on server
gogift.com --- 1 site on server
expressgoldcard.com --- 64 sites on server
thepaydayloanplace.com --- 40 sites on server --- 1 site on server
Search results for:
MarquisNet LLC MARQUISNET (NET-208-67-184-0-1) -
Cubis Financial NETBLK-LV-CUBIS-208-67-190-0 (NET-208-67-190-128-1) -
--directly above is only one of many blocks of IP addresses owned by Cubis Financial--
The real address in Las Vegas ---
Cubis Financial Ltd.
325 E. Warm Springs Rd STE 209
Las Vegas, NV 89052

Office Toll Free: (800)251-2340
Office Fax: (702)853-6967

Cubis Financial, Ltd.
505 E. Windmill Ln #1B-201
Las Vegas, Nevada 89123

Here are a couple resources:

Better Business Bureau Search search.bbb.org
IP / Domain info whois.domaintools.com
If you search through at search.bbb.org using the domain youll find reports on some of them.

Fallon, Nevada

This report was posted on Ripoff Report on 02/10/2007 06:04 PM and is a permanent record located here: http://www.ripoffreport.com/reports/credit-line-gold-card-credit-plus-rewards/las-vegas-nevada-89123/credit-line-gold-card-credit-plus-rewards-fraudulently-obtained-personal-financial-info-235479. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 UPDATE EX-employee responds

Contact Information

AUTHOR: Jdaber - (U.S.A.)

I know it is difficult to find contact information on this company so I am posting it here. You are correct about the sites being owned by Cubis Financial but Cubis Financial is just another name for the main company, which is Selling Source, Inc. Here is some direct contact numbers for Selling Source/Cubis Financial and their call center which is called eTel Marketing.

Selling Source

Derek LaFavor
Chairman, CEO
702-851-9501 x2101

Glenn McKay
President, COO
702-851-9502 ext. 2102

Dan Penn
Chief Financial Officer, CFO
702-851-9506 x2106

Mike Lane
Chief Information Officer, CIO
702-851-9509 x2109

Wayne Anderson
Chief Marketing Officer, CMO
702-851-9544 x2202

John Hancock
General Counsel
702-851-9507 x2107

Cubis Financial

Gordon Jones
Operations Manager
702-851-8942 x2407

Don Adriano
Lead Developer
702-851-9585 x2185
eTel Marketing

Lailonnie Heedly
Floor Supervisor
702-407-0707 x4048

David Majcher
Call Center Director/Executive Assistant
702-407-0707 x3105
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#2 Consumer Comment


AUTHOR: Katrina Kaisy - (U.S.A.)

I was just on the phone with a guy named, Michael. He said that he was from Credit Line Gold Card. So, we went over the whole process and everything, told me I was approved for $2500, gave me some information on how to contact them, and even gave me a confirmation number.

After getting off the phone with him, I checked the website address that he gave me. First look at the website, I already knew that I got scammed. I googled for some more information about credit line gold card, and I came across this article.

I was really shocked, so I tried to call the toll-free number he gave me. I was waiting on the phone for about half an hour, and I did not get to talk to any representatives at all.

So, I contacted them through e-mail from their website. I'm hoping that they will respond back! *sighs*

What should I do? Should I call my bank and have them block that transaction from happening so that they will not be able to take out $200? Is that even possible? Or should I keep trying to contact them to cancel the transaction?

This is really shameful. I cannot believe I fell for this! ARGH!
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#3 UPDATE EX-employee responds

Sorry I was a scammer!

AUTHOR: Ex-telemarketer - (U.S.A.)

Hi, I used to work for Mediatel as you know them Creditplusrewards or you may now know them as Gold credit something rather. Either way the same old Curtis is running the operation! He is super rich from you all too. I know that was not nice but its true. I used to fraud old people with SSI and plain old new comers just like you. I felt bad. But the people are told to just do what ever it takes to make the sale and lie lie lie to all the "suckers" out there eager to give up there Benjamin's. Well I feel awful I was a part of it. I did work there for 7 months until I couldn't take it anymore. I needed the job and if I didn't make my sales I would have been fired. I don't know how much I can tell you about them. So I am saying sorry to all you I scammed from December 05 to July 06! Good luck all.
P.S. just so you know I have been scammed myself in life....
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#4 Author of original report

What I Did...

AUTHOR: Rick - (U.S.A.)

Thanks for the reply. I don't know of any way to actually put these scumbags out of commission, but I did get my money back. I had to get a freeze on my bank account, file a fraudulent transaction report, and get a whole new account in the process. Would have been nice if I could have just avoided the situation. If you know of a way to actually get these guys shutdown, I'm all for it.
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#5 Consumer Suggestion

lets do it

AUTHOR: Zachary - (U.S.A.)

hey man, they did the same thing to me to and it really ticks me off that people would do that to hard working americans. if there is anything i can do to help or anything you can do to help me then please get in contact with me. my email xx.com. THANKS

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