Complaint Review: credit one bank
credit one bank Credit one bank credit card stole, theft, fraud, overdrawn Las Vegas Nevada
I recently came into a bind and my budget was off by TWENTY FIVE DOLLARS. However i planned to explain this to another bank, this had NOTHING to do with credit one! I PAID credit one however for whatever reason they just REFUSE to honor my credit union account and put them money BACK. Okay, i figured a miracle happened because no one is that STUPID and they were just going to charge me next month so i used that money to pay another card SINCE THEY PUT THE MONEY BACK!!!????
Okay so i pay another credit card with the TWENTY FIVE DOLLARS from the SAME credit union account and have had NO PROBLEMS. Alright, so some DAYS later credit one claims i never paid them, they claim that i made a late payment and they claimed my account information was wrong (IDIOTS). [continued below]....
Okay so i told them that ill honor what i actually see and he basically said i owe now and i demand an investigation into WHY they took the money out of my account, placed it back in my account and then hit me with tons of fees and harrassment and they REFUSE to investigate their actions! I thought they had to by law???
So i tell them i wont take anymore calls and i will pay them more than minimum on the first of february. So the VERY NEXT DAY i check another account and they did an UNAUTHORIZED transaction as an authorized one and pnc is telling me their hands are tied. Isnt that FRAUD??? Anyway now i will accrew fees and interest on a bank account that had NOTHING to do with this! They just claimed i did automatic payments and OVERDREW MY ACCOUNT...not even the same account i paid from originally. For what was TWENTY FIVE FREAKING DOLLARS after i been with them in good standing for over a year!
At this point im considering just not paying at all...they STOLE from me because someone working for them is an idiot, they refused to investigate in good faith, NO ONE else us having problems recieving payments! I am in my third trimester and they are single handedly oblitherating my accounts. I am not giving them a dime! BE CAREFUL
This report was posted on Ripoff Report on 01/10/2013 12:58 PM and is a permanent record located here: http://www.ripoffreport.com/reports/credit-one-bank/las-vegas-nevada-89192/credit-one-bank-credit-one-bank-credit-card-stole-theft-fraud-overdrawn-las-vegas-neva-994630. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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