Report: #257193

Complaint Review: Credit Solutions Of America

  • Submitted: Wed, June 27, 2007
  • Updated: Fri, June 29, 2007
  • Reported By: Richmond Virginia
  • Credit Solutions Of America
    15601 Dallas Parkway
    Addison, Texas

INVESTIGATION: 100% customer satisfaction, safeguards for their clients - Credit Solutions helps clients by reducing unsecured debt - debt free in 3 years or less. Consumers can feel confident & secure when doing business with Credit Solutions of America
*UPDATE ...Rip-off Report Investigation: Credit Solutions of America pledges to resolve complaints. Commitment to Customer Satisfaction Program. Consumers can feel confident & secure when doing business with Credit Solutions - Assisting clients by reducing unsecured debt - debt free in 3 years or less.

*UPDATE EX-employee responds: Get out while you can

Show customers why they should trust your business over your competitors...

Rip-off Report Investigation:
Credit Solutions gets a POSITIVE RATING in customer support from the Rip-off Report. They are continuing to show their constant commitment to provide excellent customer service. Credit Solutions has done everything in their power to make sure that all their customers are happy, and continue to resolve any possible issues that could arise. Credit Solutions contacted us to resolve any issues and mostly misunderstandings being posted by former employees who had been let go from the company due to lack of performance. With over 750 employees and nearly 70,000 clients in a constantly changing and often difficult business, Credit Solutions is bound to be the subject of complaints.

Rip-off Report's investigation found that most complaints had already been resolved, and in many cases it was just a misunderstanding, but more importantly also found that Credit Solutions was prompt to make things right. Credit Solutions went above and beyond with their 100% satisfaction guarantee to provide help to almost 70,000 families get out of debt. Credit Solutions is committed to resolving complaints quickly and doing everything possible to satisfy its clients. It also takes appropriate action against any of its representatives who are found to have conducted themselves in a less than perfect manner and rewards employees who give service above and beyond to their clients.

We believe that the number of complaints against this company, whether through the Internet or other channels, is very small when put into the context of its size and the nature of their business. Most debt settlement companies would never commit themselves like Credit Solutions has to the Rip-off Report Corporate Advocacy Program. They are a unique shining example of commitment to the customer in their field of work. Read our investigative report and Credit Solutions of America 100% commitment to customer satisfaction.

Read more about Credit Solutions of America and their commitment to total customer satisfaction. Consumers doing business with members of the Corporate Advocacy Program can feel confident and safe when using a members product or services.

Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.


Credit Solutions Of America Fraud, Deceptive Trade Practices, Gross Negligence, Bad Faith! Addison Texas

Credit Solutions says they will call you every month to check on your progress, this does not happen. Credit Soultions says they will call your creditors every month to let them know that you are in the program and that you are saving for a settlement. They do not do this.

Credit Solutions' sales department says they guarantee a 40% settlement of the orginal amount enrolled; Credit Solutions' settlement department makes no such guarantee, Jacovy Burns in the settlement department told me that Credit Solutions is not responsible for what one person in the sales department says to a customer. (psst, they are, it's called fraud when a salesman misrepresents the product inorder to get you to part with money or other valuable consideration).
Credit Solutions' customer care "professionals" give you false phone numbers. Credit Solutions' "professionals" lie to you to keep you in the program.

One such "professional," Antione Cain, told me that I could be sure to be sued after unenrolling from the program, that I was under an "umbrella of protection" while enrolled in the program. HA!

Another professional, Dennis, in an attempt to manipulate me into staying with the program told me that the settlement department had arranged a settlement with one of my creditors and that was 50% of the original debt in four easy payments and that I could be sure not to get a settlement offer like that again, it's a once in a lifetime opportunity. LIES.

the reality of that was that Credit Solutions was only able to get me a 90% settlement on that particular account and with the fee I paid them, I ended up paying $100 more than the original debt. would you pay someone $100 to defile your credit score and your future ability to borrow money? I wish I hadn't.

Bottom line, do not get involved with this company. They do not help you they only make it worse. And, you can do it yourself, you're actually better off doing it yourself, credit card companies would rather deal with you.

Richmond, Virginia
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This report was posted on Ripoff Report on 06/27/2007 10:33 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 UPDATE EX-employee responds

Get out while you can

AUTHOR: Teronica - (U.S.A.)

File a BBB complaint on them ,they never follow up, they are unprofessional and don't care about their clients. I am an ex employee, they are overwhelmed with clients they will never service because lack of manpower due to a high turnover rate. To be honest ask for a full refund. The company will fold.
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