Complaint Review: CreditOne Bank - Nationwide
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- Author Not Confirmed
- CreditOne Bank Nationwide USA
- Phone:
- Web: creditone.com
- Category: Credit Card Processing Companies
CreditOne Bank I only work PT, so I was attempting to make a payment once a wk to make sure my bill was paid before the due date.California Nationwide
*Consumer Comment: There is a simple solution to this.
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They charged me a late fee,since I wanted to make 1 more final payment for that month and they would not take my payment.They only allow 3 payments per billing cycle.I offered to pay my bill in Full.They could not accept that either.I was hungup on,no return phone from Supervisor as promised. SO I had to mail a payment in, and they still charged me a Late Fee on my account. Terrible customer service, they ALL READ FROM SCRIPTS!
Terrible customer service. I attempted to pay bill and they would not accept my payment before my due date online or by phone, due to I made Too many payments within that month! Charged me a Late Fee, won't fix it. SO they told me to just mail the payment in. They said this is for my security! I can't pay on my bill more than 3 times per month. Supervisor did not call me back, they all read from scripts! A rip Off to make extra money.
This report was posted on Ripoff Report on 03/11/2015 08:46 AM and is a permanent record located here: https://www.ripoffreport.com/reports/creditone-bank/nationwide/creditone-bank-i-only-work-pt-so-i-was-attempting-to-make-a-payment-once-a-wk-to-make-su-1214922. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
There is a simple solution to this.
AUTHOR: Robert - (USA)
SUBMITTED: Wednesday, March 11, 2015
There is a real simple solution to this, and it is what people who actually know how to manage their credit do.
When you get paid each week, you put money aside knowing you have a payment due in a few weeks. Then when your due date comes you make a single payment from the money you saved. Even if you wanted to do this every other week that would be only two payments a month. See...wasn't that simple. Your welcome.
If you haven't figured it out yet, there is no RipOff here. You are with a Sub-Prime card because you have not proven you can be responsible enough to handle credit, and your actions with this card show that you will probably be with Sub-Prime cards for many years to come. It's all about money management and disipline and you need to learn both.
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