Crescent Bank & Trust Dishonest Practices! New Orleans Louisiana

I would like to say I was very stupid at a young age and very irresponsible to boot. I consigned a car for my husband not once but twice and both times he never paid so the cars got repoed. I also made many mistakes and got into debt by getting into debt very stupidly not paying for things I opened like credit cards because at a young age I didn't think about my credit rating and how it will affect me the rest of my life. Wish I would have been more responsible now. Anyways I just got a car loan from crescent bank @ trust. it was a miracle I was given a second chance and yes I knew since I had bad credit I would be paying a high interest rate but it's noones fault but my own. I am thankful they gave me a chance to not only have a nice car but to fix my credit. I have been reading comments on here left by others saying how they are late on payments and expect this bank to listen to their boo h*o stories. I know times are hard but without credit of some sort then you have nothing. The lady I spoke to was very nice and they gave me a chance when no other bank would and I am going to show them I will make every payment on time each month til paid off. So many people write how they lost their job and expect the bank to take pity? Go get another job quickly so you can pay for the car. If you don't then the car will be repoed and you won't have a job or a car!  can live life expecting pity. This bank gave you a loan. They gave you a chance to have a car now it's your job to pay on time as you promised. Crescent bank gave me a chance and I am very appreciatve to them and very excited to finally have a chance to fix my credit!!! Thanks crescent bank @ trust and I am glad to be doing business with you.

 Dear Mad in Florida:

I understand your feelings. This bank is impossible to deal with. If you call them you are stuck with speaking to a collector. They can not do or say anything that is not scripted, generally speaking. They are enforcers, who are trained to threaten and harrazz.

I was 10 days late on a car payment when the threat of repossession was verbally made and a letter arrive 7 days later. They don't like my plan to catch up. so, hang tight.

If you're close to paying it off, do so. If not, look for a new financer. It might be hard to find one but you never know. Afterall, Crescent signed-on. That saidjust remember you know what they are like. I new provider, you don't know, so be caution.

Also, repost the bank to the BBB, LA Attorney general and FL attorney General. The laws in LA & FL are different. FL AGO know all about this bank when I called.

You have done nothing wrong. AYou simply had life happen to you. Unpredictable things happen all the time. You do your very best you can and what will be will be. That's the part you can't change -- don't worry. Life is long and cerdit & credit issues aren't generally what the public (especially inexperienced youth) thinks they are. Take from this the lessons you have learned.

Biggest lesson is don't use or reccommend Crescent Bank to anyone.

"Crescent Bank & Trust Dishonest Practices!"

You failed to state what dishonest practices the bank conducted.

"Any time I had always paid current."

That statement lacks connotation.

"the online site still shows I have a balance"

Of course it does. You will continue to have a balance until the loan is paid.

"The lady refused to send me a new coupon book."

What is wrong with the old coupon book?

"I fear they will take my car after I paid it currant and charge me to get it back or still say I owe against the car."

You DO still owe against the car.

"My credit isn't good right now"

Your credit will not be good for a long time.