Yesterday I received a call from this company with a return number to call that had a recording that stated something that would tell the consumer they were a credit repair company. I thought this was just a random call but they used my birth name that I have not used for YEARS. So silly me called them back to ask them to remove me from their call list. I do not know how they were able to get my phone number anyway as it is new and not listed in my name and is a cell number. Weird.
When I eventually spoke to someone I find out it is a Law Firm calling to collect a debt from me under my birth name, again that I have not used for years. They insisted that it was me and after I requested that they communicate with me in writing the next day I recieved a letter stating that their firm was retained to collect a debt owed by me to a company that was the purchaser of a debt from another company. None of which I know anything about.
After reading these posts I am concerned. I am sending the good ole DV letter but as we all know a DV letter really means nothing. They are suppose to prove the debt belongs to me but we all know how that goes and it sounds like this company has done some very scary and fraudulent things. So I am wanting to arm myself with information & knowledge as I deal with them. I will expect to be treated inhumanly and I need to know how to fight them back from those of you who may have some information to share with me. I live in Oregon and I see they are not licensed in Oregon as a Collection Agency and from what I read are not required to be since they are attorney's licensed in Oregon, Washington and Utah. They are found on the Oregon State Bar and state they are a debt collection law firm for companies in Oregon, Washington and Utah.
I know this is not my debt however I do not have any proof or information other than my word and I will be damned if I pay something that is not mine. They turn it around and want proof from me like documentation. Well how the heck can I have documentation on a debt that I don't know anything about?
If you have any information or recommendations to share please let me know, it appears I can use all the help I can get to deal with this company. It's just beginning isn't it?