Complaint Review: Direct Merchants Bank
- Direct Merchants Bank
- Phone: 800-5551212
- Category: Collection Agency's
Direct Merchants Bank ripoff-illegal practices whole US
*Author of original report: Forced into bankruptcy
*Consumer Suggestion: Direct Merchants Bank/HSBC
Now, I am being sued by Asset Acceptance Corp (LLC) for the same account, 3 years after the last lawsuit was dismissed.
To date, August 15, 2006, I still have not received any proof that the debt was mine, nor any part thereof.
If I sent YOU a bill for $10,000 and couldn't prove that the bill was yours, then sold the account to the nation's worst collection agency who demanded full payment, WOULD YOU PAY IT?
Is it legal for Asset Acceptance Corp to buy an account and sue someone for a debt they or the original creditor can't prove?
Also, I just found out that Asset Acceptance LLC filed the lawsuit against me months ago. I now get a letter stating that if I don't respond in less than a week, I will lose by default judgement. I wasn't served any papers. Shouldn't they be required to serve me a subpoena for court without winning by default?
Note: I only check my mail once a month, as required by the US Postal Service.
To quote Jim Neighbors from Gomer Pile, USMC: "SUR-PRIIISE, SUR-PRIIISE"
This report was posted on Ripoff Report on 08/15/2006 09:08 PM and is a permanent record located here: http://www.ripoffreport.com/reports/direct-merchants-bank/nationwide/direct-merchants-bank-ripoff-illegal-practices-whole-us-206326. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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