My husband are seniors We felt the process that we were going through was weird. We were buying our retirement home. When we applied I told him we need preapproval he said I 've only done preapproval 3 times all the time he's been doing loans Every time I talk to him about a pre approval he would give me same song and dance. So we finally got a prequal. The first home we made offer on he had no problem doing a loan disclosure that seller didn't accept our offer so there was no need to sign it then he said to get the loan processing he wanted all our income info so I got it together my daughter sent it to him in pdf file for me her computer was fast then mine. All this time we thought he was sending to the underwriter. now we made offer on another home. I contacted him he said you have to have your DP in the bank so we can verify it and then it will have to be there for 60 days before we can use it. We have the cash, We can deposit that's not a problem. It's that he didn't tell us this till now to started the loan process that we had have our Dp in bank for 60 days .We started the process in early Feb. I told him that won't work he offered no other solution he just cancel the loan. He were also told we had to have a purchase agreement on a home before they would even start the process. I contact other lenders they said you can start your loan and not even have a house yet. We felt we were lied to and this company is not honest their focus it not making u a loan it about hem getting money. WE felt we may been discriminated because of our age
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